San Diego County property record for 665 Montage Rd, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,254 sqft · built 1992 |
| Lot Size | 0.107 acres (4,666 sqft) |
| Owner | Individual Name on File |
| Last Sale | $880,000 (Jul 2023) |
| Tax Bill | $10,184 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2023 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-692-05-00 |
| Primary APN | 161-692-05-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,254 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 4,666 sqft (0.107 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 665 MONTAGE RD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-1 (Res) |
| Legal Description | LOT 5 TR 012486 |
| Legal Subdivision | RANCHO DEL ORO INDUST PARK |
| Legal Tract | 012486 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 18525 |
665 Montage Rd is owned and occupied by an individual who bought it in July 2023.
Source: San Diego County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 665 MONTAGE RD, OCEANSIDE, CA 92057-6372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Line of Credit E HOME LOANS |
| Jul 27, 2023 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO TORRANC |
| Jul 27, 2023 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 21, 2023 | Trustee's Deed, Foreclosure |
| Dec 27, 2021 | Grant Deed, Transfer · VA Mortgage AMNET ESOP CORPORATION |
| Jun 29, 2021 | Grant Deed, Transfer LAWYERS TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2023 · Amount on File |
| Deed Sale | Jul 27, 2023 · Amount on File |
| Prior Sale | Apr 21, 2023 · Amount on File |
| Deed Document Number | 2023201382 |
| Prior Transfer Date | Apr 18, 2023 |
| Prior Transfer Doc | 0000104623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 8, 2026 |
| Property Address | 665 MONTAGE RD, OCEANSIDE, CA 92057-6372 |
| Document Number | 0000194322 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 2026194322 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 665 MONTAGE RD, OCEANSIDE, CA 92057-6372 |
| Investor | Possibly a Property Investor |
| Document Number | 0000194322, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 2026194322 |
| Name | E HOME LOANS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 27, 2023 |
| Property Address | 665 MONTAGE RD, OCEANSIDE, CA 92057-6372 |
| Document Number | 0000201381 |
| Map Reference | MAP 12486 |
| Instrument Date | Jul 20, 2023 |
| Instrument | 2023-0201381 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO TORRANC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 665 MONTAGE RD, OCEANSIDE, CA 92057-6372 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 27, 2023 |
| Property Address | 665 MONTAGE RD, OCEANSIDE, CA 92057-6372 |
| Document Number | 0000201382 |
| Map Reference | MAP 12486 |
| Instrument Date | Jul 18, 2023 |
| Instrument | 2023-0201382 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO TORRANC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 665 MONTAGE RD, OCEANSIDE, CA 92057-6372 |
| Investor | Possibly a Property Investor |
| Document Number | 0000201383 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 2023-0201383 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 21, 2023 |
| Property Address | 665 MONTAGE RD, OCEANSIDE, CA 92057-6372 |
| Document Number | 0000104623 |
| Map Reference | MAP 12486 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 2023-0104623 |
| Transaction Type | Foreclosure |
| Record Updated | May 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 27, 2021 |
| Property Address | 665 MONTAGE RD, OCEANSIDE, CA 92057-6372 |
| Document Number | 0000865724 |
| Map Reference | MAP 12486 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 2021-0865724 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 665 MONTAGE RD, OCEANSIDE, CA 92057-6372 |
| Investor | Possibly a Property Investor |
| Document Number | 0000865725 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021-0865725 |
| Name | AMNET ESOP CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 29, 2021 |
| Property Address | 665 MONTAGE RD, OCEANSIDE, CA 92057-6372 |
| Document Number | 0000471943 |
| Map Reference | MAP 12486 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 2021-0471943 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10282 HIGH MOUNTAIN DR, ESCONDIDO, CA 92026-7217 |
The 2025 property tax bill for 665 Montage Rd was $10,184.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $915,550 (+2%) Land $681,974 Building $233,576 | |
| 2025 | $10,184.00 | $897,599 Land $668,602 Building $228,997 |
| 2023 | $9,922.00 (+0.24%) | $912,900 Land $547,740 Building $365,160 |
| 2022 | $9,898.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 665 Montage Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 665 Montage Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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