San Diego County property record for 653 Montage Rd, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,737 sqft · built 1992 |
| Lot Size | 0.108 acres (4,722 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $950,000 (Jun 2026) |
| Tax Bill | $10,703 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-692-08-00 |
| Primary APN | 161-692-08-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,737 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 4,722 sqft (0.108 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 653 MONTAGE RD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-1 (Res) |
| Legal Description | LOT 8 TR 012486 |
| Legal Subdivision | RANCHO DEL ORO INDUST PARK |
| Legal Tract | 012486 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 18525 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 653 MONTAGE RD, OCEANSIDE, CA 92057-6370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jun 2, 2026 | Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 13, 2023 | Intrafamily Transfer, Transfer |
| Apr 20, 2018 | Grant Deed, Transfer · Conventional Mortgage PRIORITY MORTGAGE FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on Record |
| Deed Sale | Jun 2, 2026 · Amount on Record |
| Prior Sale | Aug 28, 2025 · Amount on Record |
| Deed Document Number | 2026158007 |
| Prior Transfer Date | Jul 6, 2023 |
| Prior Transfer Doc | 0000182873 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 2, 2026 |
| Property Address | 653 MONTAGE RD, OCEANSIDE, CA 92057-6370 |
| Document Number | 0000158007 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026158007 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105,545.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 653 MONTAGE RD, OCEANSIDE, CA 92057-6370 |
| Document Number | 0000158008, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 2026158008 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 13, 2023 |
| Property Address | 653 MONTAGE RD, OCEANSIDE, CA 92057-6370 |
| Document Number | 0000182873 |
| Map Reference | MAP 12486 |
| Instrument Date | Jul 6, 2023 |
| Instrument | 2023-0182873 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 653 MONTAGE RD, OCEANSIDE, CA 92057-6370 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 20, 2018 |
| Property Address | 653 MONTAGE RD, OCEANSIDE, CA 92057-6370 |
| Document Number | 0000158328 |
| Map Reference | MAP 12486 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 2018-0158328 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | EQUITY TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5208 HEATHERWOOD DR, OCEANSIDE, CA 92056-6401 |
| Document Number | 0000158329 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 2018-0158329 |
| Name | PRIORITY MORTGAGE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $586,016 (-37.89%) Land $443,614 Building $142,402 | |
| 2025 | $10,703.00 (+53.56%) | $943,500 (+51.09%) Land $714,000 Building $229,500 |
| 2024 | $6,970.00 (+2.45%) | |
| 2023 | $6,803.00 (+0.25%) | $624,466 (+2%) Land $371,519 Building $252,947 |
| 2022 | $6,786.00 | $612,223 Land $364,235 Building $247,988 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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