Martin County property record for 6620 SW Gaines Ave, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,700 sqft · built 1977 |
| Lot Size | 0.381 acres (16,596 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,800 (Sep 1997) |
| Tax Bill | $2,451 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-38-41-007-000-0074.0-6-0000 |
| Primary APN | 55-38-41-007-000-0074.0-6-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| Gross Area | 2,140 sqft |
| 1st Floor Area | 1,700 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,596 sqft (0.381 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 225 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 292 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 44470 |
|---|---|
| Street Address | 6620 SW GAINES AVE |
| City | STUART |
| State | FL |
| Zip | 34997-6219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR1 |
| Legal Description | HARBOR ESTATES SEC 4 LOT 74 A (E 110.74 OF LOT 74) OR 347/867 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | HARBOR ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 74 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1103 |
6620 SW Gaines Ave is owned and occupied by an individual who bought it in September 1997.
Source: Martin County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6620 SW GAINES AVE, STUART, FL 34997-6219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 1997 · Amount on File |
| Deed Sale | Sep 3, 1997 · Amount on File |
| Prior Sale | Oct 17, 1990 · Amount on File |
| Deed Book / Page | 1258 / 1203 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 6620 SW Gaines Ave was $2,451 with a homeowner's exemption.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,451.00 (-0.04%) Additional exemption filed | $168,139 | $416,220 Land $250,000 Building $166,220 |
| 2024 | $2,452.00 (+2.81%) | ||
| 2023 | $2,385.00 (+4.19%) Additional exemption filed | $158,642 (+3%) | $387,390 (+18.98%) Land $240,000 Building $147,390 |
| 2022 | $2,289.00 Homeowner's exemption | $154,022 | $325,590 Land $190,400 Building $135,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6620 SW Gaines Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 186 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 218 units insured incl. 32 condo units |
| Nearby Flood Claims | 170 (1979–2025) |
| Claims Outside the SFHA | 25 of 170 |
| Most Recent Claim | Oct 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6620 SW Gaines Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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