Martin County property record for 6444 SW Gaines Ave, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,047 sqft · built 1999 |
| Lot Size | 1.41 acres (61,637 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $63,300 (Feb 2010) |
| Tax Bill | $2,564 (2025) |
| Deeds & Mortgages | Feb 2022 Transfer Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-38-41-005-000-0012.0-8-0000 |
| Primary APN | 55-38-41-005-000-0012.0-8-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,047 sqft Living Area |
| Gross Area | 2,732 sqft |
| 1st Floor Area | 2,047 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 61,637 sqft |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Concrete Masonry Porch |
| Porch Area | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 44350 |
|---|---|
| Street Address | 6444 SW GAINES AVE |
| City | STUART |
| State | FL |
| Zip | 34997-6215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 12 (LESS S 15 ADDL R/W TO COUNTY PER OR 1422/560) RIVER GROVES MINOR PLAT |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | RIVER GROVES MINOR PLAT |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1103 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 6444 SW GAINES AVE, STUART, FL 34997-6215 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 17, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2010 · Amount on Record |
| Deed Sale | Feb 18, 2010 · Amount on Record |
| Prior Sale | Jan 31, 2003 · Amount on Record |
| Deed Document Number | 20102194159 |
| Deed Book / Page | 2438 / 1261 |
| Prior Transfer Date | Jan 19, 2010 |
| Prior Transfer Doc | 0024381261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Feb 17, 2022 |
| Property Address | 6444 SW GAINES AVE, STUART, FL 34997-6215 |
| Document Number | 0032932964 |
| Book / Page | 3293 / 2964 |
| Map Reference | MB 5 PG 67 |
| Instrument Date | Feb 8, 2022 |
| Instrument | 2943497 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6444 SW GAINES AVE, STUART, FL 34997-6215 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 6444 SW GAINES AVE, STUART, FL 34997-6215 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6444 SW GAINES AVE, STUART, FL 34997-6215 |
| Document Number | 0032651435 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 3265/1435 |
| Instrument | 2921169 |
| Name | FIRST FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,564.00 (+32.92%) Homeowner's exemption Veteran's exemption Widower's exemption | $248,776 (+5.99%) | $564,620 (+7.12%) Land $300,000 Building $264,620 |
| 2024 | $1,929.00 (+3.1%) | ||
| 2023 | $1,871.00 Additional exemption filed | $234,724 (+3%) | $527,070 (+17.14%) Land $288,000 Building $239,070 |
| 2022 | $1,871.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $227,888 | $449,950 Land $228,480 Building $221,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 186 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 218 units insured incl. 32 condo units |
| Nearby Flood Claims | 170 (1979–2025) |
| Claims Outside the SFHA | 25 of 170 |
| Most Recent Claim | Oct 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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