6750 SW Gaines Ave, Stuart, FL 34997 Property Records

Martin County property record for 6750 SW Gaines Ave, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,272 sqft · built 1977
Lot Size0.639 acres (27,835 sqft)
OwnerIndividual Name on Record
Last Sale$720,000 (Nov 2024)
Tax Bill$9,042 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Aug 2018 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN55-38-41-007-000-0065.1-3-0000

Property Details

APN / Parcel Number

Primary APN55-38-41-007-000-0065.1-3-0000
Alternative APNs
  • 55-38-41-007-000-00651-3
  • 44456

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,472 sqft Living Area
1st Floor Area2,472 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2002
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area27,835 sqft (0.639 acres)
View / LotInterior
Garage TypeDetached
Garage Area512 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area576 sqft
PorchOpen Concrete/Masonry Porch
Porch Area488 sqft
Deck Area363 sqft
Patio Area363 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number44456
Street Address6750 SW GAINES AVE
CitySTUART
StateFL
Zip34997-6221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHR1
Legal DescriptionHARBOR ESTATES SEC 4 E 170 OF LOT 65
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionHARBOR ESTATES
Legal Block1
Legal Lot Number65
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1001
Census Tract1103

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6750 SW GAINES AVE, STUART, FL 34997-6221
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 29, 2018Deed of Trust, Mortgage · Line of Credit
VELOCITY COMMUNITY FCU
Feb 1, 2022Deed of Trust, Mortgage · Line of Credit
ITHINK FINANCIAL CU
Nov 30, 2021Warranty Deed, Transfer · Conventional Mortgage
ITHINK FINANCIAL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2024 · Amount on Record
Deed SaleNov 13, 2024 · Amount on Record
Prior SaleNov 30, 2021 · Amount on Record
Deed Document Number20243100041
Deed Book / Page3468 / 402
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address6750 SW GAINES AVE, STUART, FL 34997-6221
Transaction TypeMortgage
Record UpdatedMar 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6750 SW GAINES AVE, STUART, FL 34997-6221

Mortgage

Document Number0035490652
DateFeb 17, 2026
Book Page3549/652
Instrument3170869
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address6750 SW GAINES AVE, STUART, FL 34997-6221
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030130157
DateAug 29, 2018
Book Page03013/0157
Instrument2713041
Lender
NameVELOCITY COMMUNITY FCU
TypeCredit Union
AddressWEST PALM BEACH, FL 33420
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueSep 8, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address6750 SW GAINES AVE, STUART, FL 34997-6221
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6750 SW GAINES AVE, STUART, FL 34997-6221

Mortgage

Document Number0032900204
DateFeb 1, 2022
Book Page3290/204
Instrument2940227
Lender
NameITHINK FINANCIAL CU
TypeCredit Union
AddressDELRAY BEACH, FL 33445
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueJan 25, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateNov 30, 2021
Property Address6750 SW GAINES AVE, STUART, FL 34997-6221
Document Number0032751437
Book / Page3275 / 1437
Map ReferenceMB 3 PG 65
Instrument DateNov 30, 2021
Instrument2928858
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,716.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6750 SW GAINES AVE, 6750, STUART, FL 34997-6221

Transferred To (Grantee/Buyer)

NameVerified Name
Address6750 SW GAINES AVE, STUART, FL 34997-6221

Mortgage

Document Number0032751439
DateNov 30, 2021
Instrument3275/1439
Lender
NameITHINK FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,042.00 (+20.34%)$545,830 (+19.3%) Land $275,000 Building $270,830$545,830 (+10.54%) Land $275,000 Building $270,830
2024$7,514.00 (+1.86%)
2023$7,377.00 (+3.49%) Additional exemption filed$457,515 (+3%)$493,770 (+11.16%) Land $264,000 Building $229,770
2022$7,128.00 Homeowner's exemption$444,190 Land $228,480 Building $215,710$444,190 Land $228,480 Building $215,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 186 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies218 units insured
incl. 32 condo units
Nearby Flood Claims170 (1979–2025)
Claims Outside the SFHA25 of 170
Most Recent ClaimOct 2025 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 75 claims
  • Hurricane Irene, Oct 1999 · 18 claims
  • Severe Flooding, Oct 1995 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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