6775 SW Gaines Ave, Stuart, FL 34997 Property Records

Martin County property record for 6775 SW Gaines Ave, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,075 sqft · built 1983
Lot Size0.687 acres (29,969 sqft)
OwnerIndividual Name on Record
Last Sale$263,800 (Mar 2015)
Tax Bill$3,491 (2024)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN55-38-41-000-044-00042-6

Property Details

APN / Parcel Number

Primary APN55-38-41-000-044-00042-6
Alternative APN
  • 44066

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area2,075 sqft Living Area
1st Floor Area1,823 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1993
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area29,969 sqft (0.687 acres)
Garage TypeDetached
Garage Area1,728 sqft
Parking Spaces6 Parking Spaces
PorchPorch
Porch Area1,261 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number44066
Street Address6775 SW GAINES AVE
CitySTUART
StateFL
Zip34997-7408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST LUCIE INLET FARMS N 100' OF S 430' OF W1/2 OF TR 4 BLK 44 (LESS W 30')
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionST LUCIE INLET FARMS
Legal Tract4
Legal Block44
Legal Lot Number4
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1020
Census Tract1103

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address6775 SW GAINES AVE, STUART, FL 34997-7408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2015 · Amount on Record
Deed SaleMar 11, 2015 · Amount on Record
Prior SaleApr 13, 2007 · Amount on Record
Deed Document Number0002771856
Deed Book / Page2771 / 856
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address6775 SW GAINES AVE, STUART, FL 34997-7408
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029530293
DateOct 10, 2017
Book Page02953/0293
Instrument2659068
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
AddressPALM BEACH GARDENS, FL 33410
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueSep 28, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$233,477 (+5.99%)$525,410 (+7.43%) Land $250,000 Building $275,410
2024$3,491.00 (+2.41%)
2023$3,409.00 (+3.9%) Additional exemption filed$220,289 (+3%)$489,080 (+15.18%) Land $240,000 Building $249,080
2022$3,281.00 Homeowner's exemption$213,873$424,630 Land $190,400 Building $234,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 186 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies218 units insured
incl. 32 condo units
Nearby Flood Claims170 (1979–2025)
Claims Outside the SFHA25 of 170
Most Recent ClaimOct 2025 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 75 claims
  • Hurricane Irene, Oct 1999 · 18 claims
  • Severe Flooding, Oct 1995 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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