Kane County property record for 661 Park St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,588 sqft · built 1895 |
| Lot Size | 0.146 acres (6,339 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Nov 2020) |
| Tax Bill | $5,761 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-277-003 |
| Primary APN | 06-13-277-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,588 sqft Living Area |
| Gross Area | 2,435 sqft |
| Basement Area | 847 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 6,339 sqft (0.146 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 661 PARK ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J FORCES HEIRS ADDN LOT 3 BLOCK 4 |
| Legal Subdivision | J FORCES HEIRS ADDN |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 851400 |
661 Park St is owned and occupied by two individuals who bought it in November 2020.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 661 PARK ST, ELGIN, IL 60120-4475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Feb 6, 2017 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2020 · Amount on File |
| Deed Sale | Nov 30, 2020 · Amount on File |
| Prior Sale | Feb 6, 2017 · Amount on File |
| Deed Document Number | 202073441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 30, 2020 |
| Property Address | 661 PARK ST, ELGIN, IL 60120-4475 |
| Document Number | 0000073441 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 2020K073441 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ALLIANCE TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 661 PARK ST, ELGIN, IL 60120-4475 |
| Investor | Possibly a Property Investor |
| Document Number | 0000073442 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 2020K073442 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 6, 2017 |
| Property Address | 661 PARK ST, ELGIN, IL 60120-4475 |
| Document Number | 0000006921 |
| Instrument Date | Dec 27, 2016 |
| Instrument | 2017K006921 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 661 PARK ST, ELGIN, IL 60120-4475 |
| Document Number | 0000006922 |
|---|---|
| Date | Feb 6, 2017 |
| Instrument | 2017K006922 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2047 |
| Rate | 3.99% |
|---|
The 2025 property tax bill for 661 Park St was $5,761 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,761.00 Homeowner's exemption | $84,242 (+8.57%) Land $16,038 Building $68,204 | $252,827 (+8.57%) Land $48,133 Building $204,694 |
| 2024 | $77,592 Land $14,772 Building $62,820 | $232,869 Land $44,334 Building $188,535 | |
| 2022 | $4,974.00 (+4.72%) Homeowner's exemption | $63,917 (+7.89%) Land $12,168 Building $51,749 | $191,751 (+7.89%) Land $36,504 Building $155,247 |
| 2021 | $4,750.00 Homeowner's exemption | $59,245 Land $11,376 Building $47,869 | $177,735 Land $34,128 Building $143,607 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 661 Park St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 661 Park St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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