Kane County property record for 657 Park St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,561 sqft · built 1915 |
| Lot Size | 0.168 acres (7,316 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Aug 2019) |
| Tax Bill | $6,065 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-277-002 |
| Primary APN | 06-13-277-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,561 sqft Living Area |
| Gross Area | 2,660 sqft |
| 1st Floor Area | 1,561 sqft |
| Basement Area | 1,099 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 7,316 sqft (0.168 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 657 PARK ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J FORCES HEIRS ADDN EAST 8 FT LOT 5 & ALL LOT 4 BLOCK 4 |
| Legal Subdivision | J FORCES HEIRS ADDN |
| Legal Block | 4 |
| Legal Lot Number | 5,4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 851400 |
Source: Kane County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 657 PARK ST, ELGIN, IL 60120-4475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US MORTGAGE FUNDING INC |
| Aug 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK |
| Jan 24, 2017 | Affidavit of Death, Transfer |
| Jan 24, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on Record |
| Deed Sale | Aug 13, 2019 · Amount on Record |
| Prior Sale | Sep 26, 1996 · Amount on Record |
| Deed Document Number | 201936184 |
| Prior Transfer Date | Dec 19, 2016 |
| Prior Transfer Doc | 0000004458 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 657 PARK ST, ELGIN, IL 60120-4475 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000052734 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021K052734 |
| Name | US MORTGAGE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | NAPERVILLE, IL 60563 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate | 3.37% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 13, 2019 |
| Property Address | 657 PARK ST, ELGIN, IL 60120-4475 |
| Document Number | 0000036184 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 2019K036184 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 657 PARK ST, ELGIN, IL 60120-4475 |
| Document Number | 0000036185 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 2019K036185 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 24, 2017 |
| Property Address | 657 PARK ST, ELGIN, IL 60120-4475 |
| Document Number | 0000004457 |
| Instrument Date | Dec 19, 2016 |
| Instrument | 4457 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 657 PARK ST ELGIN IL 601204475, ELGIN, IL 60120-4475 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 24, 2017 |
| Property Address | 657 PARK ST, ELGIN, IL 60120-4475 |
| Document Number | 0000004458 |
| Instrument Date | Dec 19, 2016 |
| Instrument | 4458 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 657 PARK ST ELGIN IL 601204475, ELGIN, IL 60120-4475 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,065.00 (+15.81%) Homeowner's exemption | $87,511 (+8.57%) Land $18,954 Building $68,557 | $262,638 (+8.57%) Land $56,885 Building $205,753 |
| 2024 | $80,603 (+21.39%) Land $17,458 Building $63,145 | $241,906 (+21.44%) Land $52,395 Building $189,511 | |
| 2022 | $5,237.00 (+4.68%) Homeowner's exemption | $66,398 (+6.96%) Land $14,381 Building $52,017 | $199,194 (+6.96%) Land $43,143 Building $156,051 |
| 2021 | $5,003.00 Homeowner's exemption | $62,077 Land $13,445 Building $48,632 | $186,231 Land $40,335 Building $145,896 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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