653 Park St, Elgin, IL 60120 Property Records

Kane County property record for 653 Park St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,501 sqft · built 1927
Lot Size0.156 acres (6,786 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Nov 2025)
Tax Bill$5,462 (2025)
Deeds & MortgagesNov 2025 Sale
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-13-277-001

Property Details

APN / Parcel Number

Primary APN06-13-277-001

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,501 sqft Living Area
Gross Area3,002 sqft
1st Floor Area1,501 sqft
Basement Area1,501 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Exterior MaterialBrick
Lot Area6,786 sqft (0.156 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address653 PARK ST
CityELGIN
StateIL
Zip60120-4475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJ FORCES HEIRS ADDN WEST 58 FT LOT 5 BLOCK 4
Legal SubdivisionJ FORCES HEIRS ADDN
Legal Block4
Legal Lot Number5
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2007
Census Tract851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2148 ELMWOOD AVE, BERWYN, IL 60402-2071
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Deed, Transfer
Jan 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
KANE COUNTY TEACHERS CU
Oct 28, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2025 · Amount on Record
Deed SaleNov 17, 2025 · Amount on Record
Prior SaleJul 6, 2004 · Amount on Record
Deed Document Number202545395
Prior Transfer DateMay 7, 2020
Prior Transfer Doc0000065143
Record UpdatedOct 29, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateNov 17, 2025
Property Address653 PARK ST, ELGIN, IL 60120-4475
Document Number0000045395
Instrument DateNov 14, 2025
Instrument2025K045395
Transaction TypeTransfer
Record UpdatedNov 26, 2025

Transaction

AmountAmount Recorded
Tax$310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address653 PARK ST, ELGIN, IL 60120-4475

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address653 PARK ST, ELGIN, IL 60120-4475
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyHALLMARK TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003075
DateJan 13, 2021
Instrument2021K003075
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateOct 28, 2020
Property Address653 PARK ST, ELGIN, IL 60120-4475
Document Number0000065143
Instrument DateMay 7, 2015
Instrument65143
Transaction TypeTransfer
Record UpdatedNov 27, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address653 PARK ST ELGIN IL 601204475, ELGIN, IL 60120-4475

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,462.00 (+5.53%) Homeowner's exemption Senior Citizen's exemption$87,598 (+8.57%) Land $18,505 Building $69,093$262,899 (+8.57%) Land $55,537 Building $207,362
2024$5,176.00 (-1.26%) Homeowner's exemption$80,683 (+21.39%) Land $17,044 Building $63,639$242,146 (+21.44%) Land $51,152 Building $190,993
2022$5,242.00 (+4.67%) Homeowner's exemption$66,464 (+6.96%) Land $14,040 Building $52,424$199,392 (+6.96%) Land $42,120 Building $157,272
2021$5,008.00 Homeowner's exemption$62,139 Land $13,126 Building $49,013$186,417 Land $39,378 Building $147,039

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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