665 Park St, Elgin, IL 60120 Property Records

Kane County property record for 665 Park St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,424 sqft · built 1925
Lot Size	0.146 acres (6,339 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,194 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-13-277-004`

Property Details

APN / Parcel Number

Primary APN	`06-13-277-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	1,424 sqft
Basement Area	1,424 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Lot Area	6,339 sqft (0.146 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	665 PARK ST
City	ELGIN
State	IL
Zip	60120-4475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J FORCES HEIRS ADDN LOT 2 BLOCK 4
Legal Subdivision	J FORCES HEIRS ADDN
Legal Block	4
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2007
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	665 PARK ST, ELGIN, IL 60120-4475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	665 PARK ST, ELGIN, IL 60120-4475
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058011
Date	Oct 2, 2020
Instrument	2020K058011

Lender

Name	FIRST NORTHERN CU
Type	Credit Union
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,194.00 (+13.46%) Homeowner's exemption Senior Citizen's exemption	$84,086 (+8.57%) Land $16,038 Building $68,048	$252,359 (+8.57%) Land $48,133 Building $204,226
2024		$77,449 (+21.4%) Land $14,772 Building $62,677	$232,440 (+21.44%) Land $44,334 Building $188,106
2022	$4,578.00 (+5.48%) Homeowner's exemption	$63,799 (+6.96%) Land $12,168 Building $51,631	$191,397 (+6.96%) Land $36,504 Building $154,893
2021	$4,340.00 Homeowner's exemption	$59,647 Land $11,376 Building $48,271	$178,941 Land $34,128 Building $144,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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