6606 Prospect Pointe Dr, Monroe, NC 28112 Property Records

Union County property record for 6606 Prospect Pointe Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,703 sqft · built 2005
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Apr 2021)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-291-080`

Property Details

APN / Parcel Number

Primary APN	`04-291-080`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,703 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Hip
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6606 PROSPECT POINTE DR
City	MONROE
State	NC
Zip	28112-7739
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#61 PROSPECT POINTE OPCE752
Legal Subdivision	PROSPECT POINTE
Legal Lot Number	61
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	2
Census Block	2032
Census Tract	20902

Owner

Source: Union County records · APN 04-291-080

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6606 PROSPECT POINTE DR, MONROE, NC 28112-7739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 05, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 08, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 05, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 10, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 08, 2021 · Amount on Record
Deed Sale	Apr 08, 2021 · Amount on Record
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	202116613
Deed Book / Page	8057 / 678
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	6606 PROSPECT POINTE DR, MONROE, NC 28112-7739
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008542180
Date	Aug 05, 2022
Book Page	8542/180
Instrument	27779

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MONROE, NC 28111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 08, 2021
Property Address	6606 PROSPECT POINTE DR, MONROE, NC 28112-7739
Document Number	0008057678
Book / Page	8057 / 678
Map Reference	CAB E FILE 752-755
Instrument Date	Mar 15, 2021
Instrument	16613
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6606 PROSPECT POINTE DR, MONROE, NC 28112-7739

Mortgage

Document Number	0000016614
Date	Apr 08, 2021
Instrument	16614

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	6606 PROSPECT POINTE DR, MONROE, NC 28112-7739
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7097856
Date	Feb 05, 2018
Book Page	7097/856
Instrument	0002916

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WAXHAW, NC 28173

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 10, 2018
Property Address	6606 PROSPECT POINTE DR, MONROE, NC 28112-7739
Document Number	0007192518
Book / Page	7192 / 518
Map Reference	CAB E FILE 752-755
Instrument Date	Jul 10, 2018
Instrument	0018894
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$617.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	912 JAMES DR, 912, MONROE, NC 28110-7603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6606 PROSPECT POINTE DR, MONROE, NC 28112-7739

Mortgage

Document Number	0000018895
Date	Jul 10, 2018
Instrument	0018895

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,447.00 (+15.15%)	$531,000 (+55.13%) Land $33,900 Building $497,100	$531,000 (+55.13%) Land $33,900 Building $497,100
2023	$2,125.00	$342,300 Land $22,700 Building $319,600	$342,300 Land $22,700 Building $319,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 14, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 55 locations within half a mile of this property.

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