660 Rivergate Ter, West Point, VA 23181 Property Records

King William County property record for 660 Rivergate Ter, West Point, VA 23181

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,474 sqft · built 2008
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Nov 2018)
Tax Bill	$924 (2026)
Deeds & Mortgages	Nov 2021 Refinance Nov 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`10310-1`

Property Details

APN / Parcel Number

Primary APN	`10310-1`
Alternative APN	`63A5 6 7`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,474 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	196 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10310-1
Street Address	660 RIVERGATE TER
City	WEST POINT
State	VA
Zip	23181-9717
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-2
Legal Description	LOT 7 RIVERGATE SUBDIVISION
Legal Subdivision	RIVERGATE SUBDIVISION
Legal Lot Number	7
Jurisdiction	KING WILLIAM VA
Township / Civil Division	WEST POINT
Census Block Group	1
Census Block	1025
Census Tract	950300

Owner

Source: King William County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	660 RIVERGATE TER, WEST POINT, VA 23181-9717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Nov 30, 2018	Warranty Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Prior Sale	Jun 24, 2008 · Amount on Record
Deed Document Number	20182508
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WILLIAM VA
Property Address	660 RIVERGATE TER, WEST POINT, VA 23181-9717
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004037
Date	Nov 16, 2021
Instrument	210004037

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WILLIAM VA
Recording Date	Nov 30, 2018
Property Address	660 RIVERGATE TER, WEST POINT, VA 23181-9717
Document Number	0180002508
Instrument Date	Nov 29, 2018
Instrument	180002508
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	NOT AVAILABLE, AYRES TITLE&STLMNT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 RIVERGATE TER, WEST POINT, VA 23181-9717
Investor	Possibly a Property Investor

Mortgage

Document Number	0180002509
Date	Nov 30, 2018
Instrument	180002509

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: King William County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	King William County
Municipality	West Point Town
Unified School District	West Point Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$924.00 (+0.11%)	$302,800 (-) Land $60,000 Building $242,800	$302,800 (-) Land $60,000 Building $242,800
2025	$923.00 (+12.97%)	$302,800 (-) Land $60,000 Building $242,800	$302,800 (-) Land $60,000 Building $242,800
2023	$817.00	$302,800 Land $60,000 Building $242,800	$302,800 Land $60,000 Building $242,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	13 (1996–2009)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Nov 2009 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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