640 Rivergate Ter, West Point, VA 23181 Property Records

King William County property record for 640 Rivergate Ter, West Point, VA 23181

Property Summary

Property Type	Other Improved
Lot Size	0.28 acres (12,400 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Sep 2026)
Tax Bill	$183 (2026)
Deeds & Mortgages	Sep 2026 Sale May 2024 Sale
Flood Zone	Zone X (moderate risk)
APN	`10308-1`

Property Details

APN / Parcel Number

Primary APN	`10308-1`
Alternative APN	`63A5 6 5`

Exterior

Lot Area	12,400 sqft (0.28 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10308-1
Street Address	640 RIVERGATE TER
City	WEST POINT
State	VA
Zip	23181-9717
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R-2
Legal Description	LOT 5 RIVERGATE SUBDIVISION
Legal Subdivision	RIVERGATE SUBDIVISION
Legal Lot Number	5
Jurisdiction	KING WILLIAM VA
Township / Civil Division	WEST POINT
Census Block Group	1
Census Block	1025
Census Tract	950300

Owner

640 Rivergate Ter is owned by an individual who bought it in September 2026.

Source: King William County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3260 MATTAPONI AVE, WEST POINT, VA 23181-9307
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed, Subdivision Related Transfer FIRST AMERICAN TITLE
May 2, 2024	Warranty Deed, Transfer SAGE TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	May 2, 2024 · Amount on File
Deed Document Number	20262376
Record Updated	Oct 29, 2026

September 2026: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	KING WILLIAM VA
Recording Date	Sep 30, 2026
Property Address	640 RIVERGATE TER, WEST POINT, VA 23181-9717
Document Number	0000002376
Instrument Date	Sep 16, 2026
Instrument	20262376
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 16, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$13,938.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WILLIAM VA
Recording Date	May 2, 2024
Property Address	640 RIVERGATE TER, WEST POINT, VA 23181-9717
Document Number	0240000882
Instrument Date	Apr 29, 2024
Instrument	240000882
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7003 WALGROVE CT, MECHANICSVILLE, VA 23111-3400

Tax Assessment & Valuation

The 2026 property tax bill for 640 Rivergate Ter was $183.

Source: King William County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	King William County
Municipality	West Point Town
Unified School District	West Point Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$183.00	$60,000 (-) Land $60,000	$60,000 (-) Land $60,000
2025	$183.00	$60,000 Land $60,000	$60,000 Land $60,000
2023	$162.00 (+54.29%)	$60,000 (+114.29%) Land $60,000	$60,000 (+114.29%) Land $60,000
2022	$105.00	$28,000 Land $28,000	$28,000 Land $28,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 640 Rivergate Ter in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	13 (1996–2009)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Nov 2009 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Rivergate Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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