King William County property record for 650 Rivergate Ter, West Point, VA 23181
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,019 sqft · built 2017 |
| Lot Size | 0.54 acres (23,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,714 (Jul 2016) |
| Tax Bill | $1,113 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 10309-1 |
| Primary APN | 10309-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,019 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 23,712 sqft (0.54 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 10309-1 |
|---|---|
| Street Address | 650 RIVERGATE TER |
| City | WEST POINT |
| State | VA |
| Zip | 23181-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 6 RIVERGATE SUBDIVISION |
| Legal Subdivision | RIVERGATE SUBDIVISION |
| Legal Lot Number | 6 |
| Jurisdiction | KING WILLIAM VA |
| Township / Civil Division | WEST POINT |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 950300 |
650 Rivergate Ter, a rural home, is owned and occupied by an individual who bought it in July 2016.
Source: King William County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 650 RIVERGATE TER, WEST POINT, VA 23181-9717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2016 · Amount on File |
| Deed Sale | Jul 18, 2016 · Amount on File |
| Prior Sale | Feb 24, 2016 · Amount on File |
| Deed Document Number | 20161409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Recording Date | Sep 8, 2026 |
| Property Address | 650 RIVERGATE TER, WEST POINT, VA 23181-9717 |
| Document Number | 0000002158 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 20262158 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 650 RIVERGATE TER, WEST POINT, VA 23181-9717 |
| Document Number | 0000002158, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 20262158 |
| Name | BAYPORT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
The 2026 property tax bill for 650 Rivergate Ter was $1,113.
Source: King William County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | King William County |
| Municipality | West Point Town |
| Unified School District | West Point Town Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,113.00 | $365,000 (-) Land $60,000 Building $305,000 | $365,000 (-) Land $60,000 Building $305,000 |
| 2025 | $1,113.00 | $365,000 Land $60,000 Building $305,000 | $365,000 Land $60,000 Building $305,000 |
| 2023 | $985.00 | $365,000 Land $60,000 Building $305,000 | $365,000 Land $60,000 Building $305,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 Rivergate Ter in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 13 (1996–2009) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Nov 2009 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 650 Rivergate Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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