615 Rivergate Ter, West Point, VA 23181 Property Records

King William County property record for 615 Rivergate Ter, West Point, VA 23181

Property Summary

Property TypeOther Improved
Details4 bd · 2.5 ba · 1,968 sqft · built 2022
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$389,990 (Aug 2022)
Tax Bill$1,133 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10315-1

Property Details

APN / Parcel Number

Primary APN10315-1
Alternative APN
  • 63A5 6 12

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area1,968 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number10315-1
Street Address615 RIVERGATE TER
CityWEST POINT
StateVA
Zip23181-9717
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeR-2
Legal DescriptionLOT 12 RIVERGATE SUBDIVISION
Legal SubdivisionRIVERGATE SUBDIVISION
Legal Lot Number12
JurisdictionKING WILLIAM VA
Township / Civil DivisionWEST POINT
Census Block Group1
Census Block1026
Census Tract950300

Owner

Source: King William County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address615 RIVERGATE TER, WEST POINT, VA 23181-9717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2022 · Amount on Record
Deed SaleAug 2, 2022 · Amount on Record
Deed Document Number20222161
Record UpdatedSep 20, 2026

August 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionKING WILLIAM VA
Recording DateAug 2, 2022
Property Address615 RIVERGATE TER, WEST POINT, VA 23181-9717
Document Number0220002161
Instrument DateJul 29, 2022
Instrument220002161
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 12, 2024
Title CompanyDHI TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 RIVERGATE TER, WEST POINT, VA 23181-9717

Mortgage

Document Number0220002162
DateAug 2, 2022
Instrument220002162
Lender
NameDHI MORTGAGE COMPANY LTD LP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term78 Months
DueJan 31, 2029
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: King William County assessment roll, as of March 12, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyKing William County
MunicipalityWest Point Town
Unified School DistrictWest Point Town Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$371,600 (-) Land $60,000 Building $311,600$371,600 (-) Land $60,000 Building $311,600
2025$1,133.00 (+15.61%)$371,600 (+2.34%) Land $60,000 Building $311,600$371,600 (+2.34%) Land $60,000 Building $311,600
2023$980.00 (+833.33%)$363,100 (+1,196.79%) Land $60,000 Building $303,100$363,100 (+1,196.79%) Land $60,000 Building $303,100
2022$105.00$28,000 Land $28,000$28,000 Land $28,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims13 (1996–2009)
Claims Outside the SFHA1 of 13
Most Recent ClaimNov 2009 · river or lake flooding
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims
  • Hurricane Isabel, Sep 2003 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rivergate Ter

Nearby Streets

Search Property Records by Address or Parcel Number