Black Hawk County property record for 660 E Big Rock Rd, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,538 sqft · built 1964 |
| Lot Size | 2.85 acres (124,146 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Sep 2018) |
| Tax Bill | $6,362 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-01-201-002 |
| Primary APN | 8913-01-201-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,538 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Finished Basement | 600 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 124,146 sqft (2.85 acres) |
| Garage Type | Mixed |
| Garage Area | 1,696 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 174 sqft |
| Deck Area | Deck Area |
| Patio Area | 178 sqft |
| Shed | 1 Shed |
| Shed Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 660 E BIG ROCK RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED WLOO EAST THAT PART W 24 A NW NE SEC 1 T 89 R 13 COM AT NE COR OF W 24 A NW NE TH S 629 FT ALONG E LINE SAID W 24 A |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 01 |
| Legal Subdivision | UNPLATTED WLOO EAST |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 2604 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 660 E BIG ROCK RD, WATERLOO, IA 50703-9560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2018 | Deed of Trust, Mortgage VERIDIAN CREDIT UNION |
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Dec 31, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2018 · Amount on File |
| Deed Sale | Sep 7, 2018 · Amount on File |
| Prior Sale | Jan 31, 2006 · Amount on File |
| Deed Document Number | 2018201900003994 |
| Prior Transfer Date | Jan 30, 2006 |
| Prior Transfer Doc | 2006018908 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 660 E BIG ROCK RD, WATERLOO, IA 50703-9560 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201900003995 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 201900003995 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 352 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 660 E BIG ROCK RD, WATERLOO, IA 50703-9560 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 660 E BIG ROCK RD, WATERLOO, IA 50703-9560 |
| Document Number | 202200022428 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 202200022428 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 660 E BIG ROCK RD, WATERLOO, IA 50703-9560 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202100002177 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 202100002177 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 660 E BIG ROCK RD, WATERLOO, IA 50703-9560 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201900010000 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 201900010000 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2029 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,362.00 (-4.42%) Homeowner's exemption | $322,660 (+1.79%) Land $52,400 Building $270,260 | $322,660 (+1.79%) Land $52,400 Building $270,260 |
| 2024 | $6,656.00 (+36.84%) | ||
| 2023 | $317,000 (+37.64%) Land $52,400 Building $264,600 | $317,000 (+37.64%) Land $52,400 Building $264,600 | |
| 2022 | $4,864.00 Homeowner's exemption | $230,310 Land $52,400 Building $177,910 | |
| 2021 | $230,310 Land $52,400 Building $177,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 21 (1979–2016) |
| Claims Outside the SFHA | 1 of 21 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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