Black Hawk County property record for 65 E Big Rock Rd, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,022 sqft · built 1951 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,778 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9013-36-351-008 |
| Primary APN | 9013-36-351-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,022 sqft Living Area |
| 1st Floor Area | 1,022 sqft |
| Basement Area | 1,022 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 396 ft deep x 110 ft wide |
| Garage Type | Detached |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 80 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 65 E BIG ROCK RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED WLOO EAST E 110 FT W 459 FT S 396 FT SW SW SEC 36 T 90 R 13 |
| Legal Range | 13W |
| Legal Township | 90N |
| Legal Section | 36 |
| Legal Subdivision | UNPLATTED WLOO EAST |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 2604 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 65 E BIG ROCK RD, WATERLOO, IA 50703-9674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 24, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 23, 2026 |
| Transfer Doc | 0000009325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 24, 2026 |
| Property Address | 65 E BIG ROCK RD, WATERLOO, IA 50703-9674 |
| Document Number | 0000009325 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20269325 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 E BIG ROCK RD, WATERLOO, IA 50703-9674 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 27, 2026 |
| Property Address | 65 E BIG ROCK RD, WATERLOO, IA 50703-9674 |
| Document Number | 0000007653 |
| Instrument Date | May 26, 2026 |
| Instrument | 20267653 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 65 E BIG ROCK RD, WATERLOO, IA 50703-9674 |
| Document Number | 0000007653, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20267653 |
| Name | DUPACO COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,778.00 (-4.27%) Homeowner's exemption | $147,030 (+2.09%) Land $31,190 Building $115,840 | $147,030 (+2.09%) Land $31,190 Building $115,840 |
| 2024 | $2,902.00 (+36.37%) | ||
| 2023 | $144,020 (+36.14%) Land $31,190 Building $112,830 | $144,020 (+36.14%) Land $31,190 Building $112,830 | |
| 2022 | $2,128.00 Homeowner's exemption | $105,790 Land $31,190 Building $74,600 | |
| 2021 | $105,790 Land $31,190 Building $74,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 21 (1979–2016) |
| Claims Outside the SFHA | 1 of 21 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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