137 E Big Rock Rd, Waterloo, IA 50703 Property Records

Black Hawk County property record for 137 E Big Rock Rd, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,994 sqft · built 1956
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$147,500 (Jun 2011)
Tax Bill$4,256 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN9013-36-351-010

Property Details

APN / Parcel Number

Primary APN9013-36-351-010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,994 sqft Living Area
1st Floor Area896 sqft
Basement Area1,040 sqft
Finished Basement500 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialWood
Lot Area43,560 sqft (1 acres)
Lot Dimensions363 ft deep x 120 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area648 sqft
Deck Area200 sqft
Patio Area160 sqft
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address137 E BIG ROCK RD
CityWATERLOO
StateIA
Zip50703-9674
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNPLATTED WLOO EAST E 120 FT W 699 FT S 363 FT SW SEC 36 T 90 R 13
Legal Range13W
Legal Township90N
Legal Section36
Legal SubdivisionUNPLATTED WLOO EAST
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1034
Census Tract2604

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address137 E BIG ROCK RD, WATERLOO, IA 50703-9674
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2011 · Amount on Record
Deed SaleJun 3, 2011 · Amount on Record
Deed Document Number201122996
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address137 E BIG ROCK RD, WATERLOO, IA 50703-9674
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700020089
DateMay 17, 2017
Instrument2017-00020089
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
AmountAmount Recorded
Term120 Months
DueMay 25, 2027

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,256.00 (-3.8%) Homeowner's exemption$219,430 (+2.46%) Land $33,480 Building $185,950$219,430 (+2.46%) Land $33,480 Building $185,950
2024$4,424.00 (+41.16%)
2023$214,170 (+41.28%) Land $33,480 Building $180,690$214,170 (+41.28%) Land $33,480 Building $180,690
2022$3,134.00 Homeowner's exemption$151,590 Land $33,480 Building $118,110
2021$151,590 Land $33,480 Building $118,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims21 (1979–2016)
Claims Outside the SFHA1 of 21
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 5 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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