Black Hawk County property record for 147 E Big Rock Rd, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,210 sqft · built 1958 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,500 (Jul 2011) |
| Tax Bill | $2,768 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9013-36-351-011 |
| Primary APN | 9013-36-351-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| 1st Floor Area | 1,210 sqft |
| Basement Area | 1,210 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 363 ft deep x 120 ft wide |
| Porch | Slab |
| Porch Area | 262 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 147 E BIG ROCK RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED WLOO EAST PART SW SW SEC 36 T 90 R 13 COM AT PT ON S LINE SW SW SEC 36 WHICH PT IS 699 FT E OF SW COR SEC 36 TH N |
| Legal Range | 13W |
| Legal Township | 90N |
| Legal Section | 36 |
| Legal Subdivision | UNPLATTED WLOO EAST |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 2604 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 147 E BIG ROCK RD, WATERLOO, IA 50703-9674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION |
| Oct 7, 2019 | Deed of Trust, Mortgage · VA Mortgage VERIDIAN CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2011 · Amount on Record |
| Deed Sale | Jul 25, 2011 · Amount on Record |
| Deed Document Number | 20112012001462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 8, 2026 |
| Property Address | 147 E BIG ROCK RD, WATERLOO, IA 50703-9674 |
| Document Number | 0000008365 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 20268365 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 147 E BIG ROCK RD, WATERLOO, IA 50703-9674 |
| Document Number | 0000008365, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 20268365 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 20, 2031 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 147 E BIG ROCK RD, WATERLOO, IA 50703-9674 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Name | Verified Name |
|---|
| Document Number | 202000006447 |
|---|---|
| Date | Oct 7, 2019 |
| Instrument | 202000006447 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,768.00 (-4.88%) Homeowner's exemption | $170,110 (+5.85%) Land $33,480 Building $136,630 | $170,110 (+5.85%) Land $33,480 Building $136,630 |
| 2024 | $2,910.00 (+22.78%) | ||
| 2023 | $160,710 (+33.7%) Land $33,480 Building $127,230 | $160,710 (+33.7%) Land $33,480 Building $127,230 | |
| 2022 | $2,370.00 Homeowner's exemption | $120,200 Land $33,480 Building $86,720 | |
| 2021 | $120,200 Land $33,480 Building $86,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 21 (1979–2016) |
| Claims Outside the SFHA | 1 of 21 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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