Kane County property record for 670 Cooper Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 848 sqft · built 1900 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,333 (Nov 2022) |
| Tax Bill | $4,014 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-238-015 |
| Primary APN | 06-12-238-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 848 sqft Living Area |
| Gross Area | 1,696 sqft |
| 1st Floor Area | 848 sqft |
| Basement Area | 848 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 670 COOPER AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUDLOWS ADDN LOT 15 BLOCK 9 |
| Legal Subdivision | LUDLOWS ADDN |
| Legal Block | 9 |
| Legal Lot Number | 15 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 850800 |
670 Cooper Ave is owned and occupied by two individuals who bought it in November 2022.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 670 COOPER AVE, ELGIN, IL 60120-3058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2025 | Intrafamily Transfer, Transfer |
| Nov 23, 2022 | Warranty Deed, Transfer · FHA Mortgage GREENSTATE CU |
| Dec 16, 2021 | Special Warranty Deed, Transfer GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE |
| Dec 16, 2021 | Public Action, Foreclosure GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on File |
| Deed Sale | Nov 23, 2022 · Amount on File |
| Prior Sale | Dec 16, 2021 · Amount on File |
| Deed Document Number | 202256189 |
| Prior Transfer Date | Jan 4, 2007 |
| Prior Transfer Doc | 0000082629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 17, 2025 |
| Property Address | 670 COOPER AVE, ELGIN, IL 60120-3058 |
| Document Number | 0000040873 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 2025K040873 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 670 COOPER AVE, ELGIN, IL 60120-3058 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 23, 2022 |
| Property Address | 670 COOPER AVE, ELGIN, IL 60120-3058 |
| Document Number | 0000056189 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 2022K056189 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2022 |
| Title Company | ATLAS TITLE, ATLAS TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 FALTER COURT, 120, BLOOMINGDALE, IL 60108 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 605 ASLAMS ST, ELGIN, IL 60123 |
| Document Number | 0000056190 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 2022K056190 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.87% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 16, 2021 |
| Property Address | 670 COOPER AVE, ELGIN, IL 60120-3058 |
| Document Number | 0000093283 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 2021K093283 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 WALTER CT, BLOOMINGDALE, IL 60108-1014 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 16, 2021 |
| Property Address | 670 COOPER AVE, ELGIN, IL 60120-3058 |
| Document Number | 0000093282 |
| Instrument Date | May 12, 2021 |
| Instrument | 2021K093282 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 28, 2021 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Tax Sale |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 W LAKE ST # 217, 217, CHICAGO, IL 60606-0239 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 670 Cooper Ave was $4,014, up 4.9% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,014.00 (+4.86%) Homeowner's exemption | $60,619 (+8.57%) Land $15,678 Building $44,941 | $181,930 (+8.57%) Land $47,053 Building $134,877 |
| 2024 | $3,828.00 Homeowner's exemption | $55,834 Land $14,440 Building $41,394 | $167,569 Land $43,337 Building $124,232 |
| 2022 | $3,988.00 (+3.96%) | $45,994 (+6.96%) Land $11,895 Building $34,099 | $137,982 (+6.96%) Land $35,685 Building $102,297 |
| 2021 | $3,836.00 | $43,001 Land $11,121 Building $31,880 | $129,003 Land $33,363 Building $95,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 670 Cooper Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2007–2008) |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 670 Cooper Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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