66 Sunfish Dr, Defiance, MO 63341 Property Records

St. Charles County property record for 66 Sunfish Dr, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,404 sqft · built 1995
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,500 (Sep 2014)
Tax Bill	$5,804 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A883001766`

Property Details

APN / Parcel Number

Primary APN	`A883001766`
Alternative APN	`3-0077-6262-00-0092.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,404 sqft Living Area
Gross Area	5,570 sqft
1st Floor Area	2,304 sqft
Basement Area	2,242 sqft
Finished Basement	2,100 sqft
Unfinished Basement	142 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft
Garage Type	Attached
Garage Area	1,024 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A883001766
Street Address	66 SUNFISH DR
City	DEFIANCE
State	MO
Zip	63341-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALLAWAY VALLEY #6 LOT 92
Legal Subdivision	CALLAWAY VALLEY #6
Legal Lot Number	92
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	4
Census Block	4005
Census Tract	312204

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	66 SUNFISH DR, DEFIANCE, MO 63341-1636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK NA
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Aug 5, 2019	Deed of Trust, Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2014 · Amount on Record
Deed Sale	Sep 5, 2014 · Amount on Record
Deed Document Number	2014487620
Deed Book / Page	6237 / 158
Prior Transfer Date	Aug 15, 2008
Prior Transfer Doc	0050360981
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	66 SUNFISH DR, DEFIANCE, MO 63341-1636
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 SUNFISH DR, DEFIANCE, MO 63341-1636

Mortgage

Document Number	2021R042694
Date	May 17, 2021
Instrument	2021R-042694

Lender

Name	PEOPLES NATIONAL BANK NA
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	66 SUNFISH DR, DEFIANCE, MO 63341-1636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068371055
Date	Nov 13, 2017
Book Page	6837/1055
Instrument	20171113000705160

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	66 SUNFISH DR, DEFIANCE, MO 63341-1636
Document Number	0071221520
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	66 SUNFISH DR DEFIANCE MO 633411636, DEFIANCE, MO 63341-1636

Mortgage

Document Number	0071221520
Date	Aug 13, 2019
Book Page	007122/001520
Instrument	424700

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 12, 2039

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,949 (-)	$510,256 (-) Land $90,000 Building $420,256
2025	$5,804.00 (+2.08%)	$96,949 (+5.17%)	$510,256 (+5.17%) Land $90,000 Building $420,256
2024	$5,686.00
2023		$92,180
2022			$485,163 Land $75,000 Building $410,163

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

Cell Coverage

No cell data coverage reported

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