65 Sunfish Dr, Defiance, MO 63341 Property Records

St. Charles County property record for 65 Sunfish Dr, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,563 sqft · built 1997
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,411 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A883001786`

Property Details

APN / Parcel Number

Primary APN	`A883001786`
Alternative APN	`3-0077-6262-00-0112.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,563 sqft Living Area
Gross Area	4,944 sqft
1st Floor Area	2,083 sqft
Basement Area	2,037 sqft
Finished Basement	1,480 sqft
Unfinished Basement	557 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	131,116 sqft
Garage Type	Attached
Garage Area	824 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	Deck Area
Patio Area	360 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A883001786
Street Address	65 SUNFISH DR
City	DEFIANCE
State	MO
Zip	63341-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALLAWAY VALLEY #6 LOT 112
Legal Subdivision	CALLAWAY VALLEY #6
Legal Lot Number	112
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	4
Census Block	4005
Census Tract	312204

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 SUNFISH DR, DEFIANCE, MO 63341-1645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Nov 7, 2022	Intrafamily Transfer, Transfer
Oct 5, 2020	Deed of Trust, Mortgage AMERICAN MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2013
Deed Sale	Mar 1, 2013
Prior Sale	Jul 22, 2005 · Amount on Record
Deed Document Number	2013168030
Deed Book / Page	5967 / 2402
Last Transfer Date	Oct 31, 2022
Transfer Doc	0000060381
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	65 SUNFISH DR, DEFIANCE, MO 63341-1645
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033504
Date	Apr 16, 2021
Instrument	2021R-033504

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 7, 2022
Property Address	65 SUNFISH DR, DEFIANCE, MO 63341-1645
Document Number	0000060381
Map Reference	MB 27 PG 50-52
Instrument Date	Oct 31, 2022
Instrument	2022R-060381
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	65 SUNFISH DR, DEFIANCE, MO 63341-1645

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	65 SUNFISH DR, DEFIANCE, MO 63341-1645
Document Number	0000076493
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65 SUNFISH DR DEFIANCE MO 633411645, DEFIANCE, MO 63341-1645

Mortgage

Document Number	0000076493
Date	Oct 9, 2020
Instrument	76493

Lender

Name	AMERICAN MTG CORP
Address	SAINT LOUIS, MO 63114

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 8, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,382 (-)	$475,699 (-) Land $90,002 Building $385,697
2025	$5,411.00 (+20.08%)	$90,382 (+5.57%)	$475,699 (+5.57%) Land $90,002 Building $385,697
2023		$85,612 (+20.25%)
2022	$4,506.00	$71,195	$450,598 (+20.25%) Land $75,002 Building $375,596
2021			$374,709 Land $75,002 Building $299,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

Cell Coverage

4G LTE (outdoors only), no 5G reported

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