53 Sunfish Dr, Defiance, MO 63341 Property Records

St. Charles County property record for 53 Sunfish Dr, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,550 sqft · built 2018
Lot Size	3 acres (130,680 sqft)
Owner	Trust Name on File
Last Sale	$650,000 (Dec 2020)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A883001788`

Property Details

APN / Parcel Number

Primary APN	`A883001788`
Alternative APN	`3-0077-6262-00-0114.0000000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,550 sqft Living Area
Basement Area	2,550 sqft
Finished Basement	1,450 sqft

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	1,612 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Account Number	A883001788
Old Parcel Number	A883001788
Street Address	53 SUNFISH DR
City	DEFIANCE
State	MO
Zip	63341-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALLAWAY VALLEY #6 LOT 114
Legal Range	01E
Legal Township	45N
Legal Subdivision	CALLAWAY VALLEY #6
Legal Lot Number	114
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	4
Census Block	4005
Census Tract	312204

Owner

53 Sunfish Dr is owner-occupied and held in a trust since December 2020.

Source: St. Charles County records, as of October 19, 2023

Owner of Record	Trust Name on File
Mailing Address	53 SUNFISH DR, DEFIANCE, MO 63341-1645
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2017	Deed of Trust, Mortgage · ARM ASSOCIATED BANK NA
Nov 12, 2020	Deed of Trust, Mortgage BUSEY BK
Dec 1, 2020	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC
May 22, 2017	Warranty Deed, Transfer · Line of Credit FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Prior Sale	May 22, 2017
Deed Document Number	0202093379
Deed Book / Page	2020 / 93379
Record Updated	Jun 7, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	53 SUNFISH DR, DEFIANCE, MO 63341-1645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068451834
Date	Nov 30, 2017
Book Page	6845/1834
Instrument	20171130000740030

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Nov 1, 2020
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	53 SUNFISH DR, DEFIANCE, MO 63341-1645
Document Number	0000093380
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18433 MOORELAND CT WRIGHT CITY MO 633903090, WRIGHT CITY, MO 63390-3090

Mortgage

Document Number	0000093380
Date	Dec 1, 2020
Instrument	93380

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 1, 2020
Property Address	53 SUNFISH DR, DEFIANCE, MO 63341-1645
Document Number	0000093379
Instrument Date	Nov 12, 2020
Instrument	93379
Transaction Type	Transfer
Record Updated	Mar 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	53 SUNFISH DR DEFIANCE MO 633411645, DEFIANCE, MO 63341-1645

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 22, 2017
Property Address	53 SUNFISH DR, DEFIANCE, MO 63341-1645
Document Number	0067470166
Book / Page	6747 / 0166
Map Reference	MB 27 PG 50
Instrument Date	May 19, 2017
Instrument	20170522000312010
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 SUNFISH DR, DEFIANCE, MO 63341-1645

Mortgage

Document Number	20170522000312020
Date	May 22, 2017
Instrument	20170522000312020

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$136,273
2022		$717,230 Land $75,000 Building $642,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 53 Sunfish Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Sunfish Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

Cell Coverage

4G LTE (outdoors only), no 5G reported

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