73 Sunfish Dr, Defiance, MO 63341 Property Records

St. Charles County property record for 73 Sunfish Dr, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,148 sqft · built 1996
Lot Size	3.03 acres (132,422 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Jul 2020)
Tax Bill	$6,677 (2024)
Deeds & Mortgages	Aug 2017 Mortgage Sep 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A883001778`

Property Details

APN / Parcel Number

Primary APN	`A883001778`
Alternative APN	`3-0077-6262-00-0104.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,148 sqft Living Area
Gross Area	4,894 sqft
1st Floor Area	1,410 sqft
Basement Area	1,386 sqft
Finished Basement	504 sqft
Unfinished Basement	882 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	132,422 sqft
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	70 sqft
Deck Area	Deck Area
Patio Area	306 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A883001778
Street Address	73 SUNFISH DR
City	DEFIANCE
State	MO
Zip	63341-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALLAWAY VALLEY #6 LOT 104
Legal Subdivision	CALLAWAY VALLEY #6
Legal Lot Number	104
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	4
Census Block	4005
Census Tract	312204

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	73 SUNFISH DR, DEFIANCE, MO 63341-1646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage TRIUMPH MORTGAGE
Sep 18, 2018	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Jul 16, 2020	Intrafamily Transfer, Transfer · Line of Credit FIRST COMMUNITY CU
Jun 7, 2017	Loan Modification, Mortgage · Line of Credit COMMERCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Oct 9, 2007 · Amount on Record
Deed Document Number	2020497530
Deed Book / Page	7346 / 1897
Prior Transfer Date	May 21, 2020
Prior Transfer Doc	0073461897
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	73 SUNFISH DR, DEFIANCE, MO 63341-1646
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067900957
Date	Aug 11, 2017
Book Page	6790/0957
Instrument	20170811000505500

Lender

Name	TRIUMPH MORTGAGE
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	73 SUNFISH DR, DEFIANCE, MO 63341-1646
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069781947
Date	Sep 18, 2018
Book Page	6978/1947
Instrument	20180918000535760

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 11, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jul 16, 2020
Property Address	73 SUNFISH DR, DEFIANCE, MO 63341-1646
Document Number	0073461897
Book / Page	7346 / 1897
Map Reference	MB 27 PG 50-52
Instrument Date	May 21, 2020
Instrument	20200716000497530
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CLEAR TITLE GROUP

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 SUNFISH DR, DEFIANCE, MO 63341-1646

Mortgage

Document Number	20200716000497540
Date	Jul 16, 2020
Instrument	20200716000497540

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	May 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	73 SUNFISH DR, DEFIANCE, MO 63341-1646
Document Number	0067750675
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 SUNFISH DR DEFIANCE MO 633411646, DEFIANCE, MO 63341-1646

Mortgage

Document Number	0067750675
Date	Jul 14, 2017
Book Page	006775/000675
Instrument	436050

Lender

Name	COMMERCE BK
Type	Bank
Address	WENTZVILLE, MO 63385

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,670 (-)	$587,738 (-) Land $89,996 Building $497,742
2025		$111,670 (+3.15%)	$587,738 (+3.15%) Land $89,996 Building $497,742
2024	$6,677.00
2023		$108,256
2022			$569,781 Land $74,997 Building $494,784

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

Cell Coverage

4G LTE (outdoors only), no 5G reported

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