Lake County property record for 40 S Central Ave, Umatilla, FL 32784
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,711 sqft · built 1920 |
| Lot Size | 0.191 acres (8,357 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $38,500 (Mar 2016) |
| Tax Bill | $2,747 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-26-1200-00H-00500 |
| Primary APN | 13-18-26-1200-00H-00500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,711 sqft Total Area |
| 1st Floor Area | 1,370 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Asbestos |
| Construction Type | Steel Frame |
| Fire Resistance | Fireproof Steel Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Metal |
| Lot Area | 8,357 sqft (0.191 acres) |
| Lot Width | 64 ft Width |
| Garage Type | Detached |
| Porch | Porch |
| Porch Area | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1131006 |
|---|---|
| Street Address | 40 S CENTRAL AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9571 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | UMATILLA YANCEY'S ADD LOT 5 BLK H PB 1 PG 30 ORB 4746 PG 1450 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | YANCEY'S ADD |
| Legal Tract | 1200 |
| Legal Block | H |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 30110 |
40 S Central Ave, a duplex, is owned by two individuals who bought it in March 2016.
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3061 STRATFORD LN, MOUNT DORA, FL 32757-2306 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2016 · Amount on File |
| Deed Sale | Mar 1, 2016 · Amount on File |
| Prior Sale | Jul 11, 2005 · Amount on File |
| Deed Document Number | 2016021180 |
| Deed Book / Page | 4746 / 1450 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $171,219 Land $36,000 Building $135,219 | $171,219 Land $36,000 Building $135,219 | |
| 2024 | $2,747.00 (+5.69%) | ||
| 2023 | $2,599.00 (+48.85%) | $165,800 (+90.08%) | $165,800 (+90.08%) Land $36,000 Building $129,800 |
| 2022 | $1,746.00 | $87,227 | $87,227 Land $18,000 Building $69,227 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 S Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 S Central Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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