Westerly Town property record for 66 Cross St, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,302 sqft · built 1945 |
| Lot Size | 0.168 acres (7,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Dec 2019) |
| Tax Bill | $2,542 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:77 B:242 |
| Primary APN | WEST M:77 B:242 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,302 sqft Living Area |
| Gross Area | 2,760 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,307 sqft (0.168 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 13131583 |
|---|---|
| Street Address | 66 CROSS ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 242 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 50801 |
Source: Westerly Town assessment roll, APN WEST M:77 B:242, as of June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 66 CROSS ST, WESTERLY, RI 02891-2327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance NAVY FCU |
| Dec 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 20, 2019 · Amount on Record |
| Deed Sale | Dec 20, 2019 · Amount on Record |
| Prior Sale | Nov 28, 2016 · Amount on Record |
| Deed Document Number | 20195517 |
| Deed Book / Page | 2019 / 22107 |
| Last Transfer Date | Nov 13, 2021 |
| Transfer Doc | 2021-29178 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Nov 19, 2021 |
| Property Address | 66 CROSS ST, WESTERLY, RI 02891-2327 |
| Document Number | 2021-29178 |
| Book / Page | 2021 / 29178 |
| Instrument Date | Nov 13, 2021 |
| Instrument | 2021-6462 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 2021-29181 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 2021/29181 |
| Instrument | 2021-6463 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Dec 20, 2019 |
| Property Address | 66 CROSS ST, WESTERLY, RI 02891-2327 |
| Document Number | 2019-2107 |
| Book / Page | 002019 / 022107 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 5517 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 198 DENISON HILL RD NORTH STONINGTON CT 063591101, NORTH STONINGTON, CT 06359-1101 |
| Document Number | 2019-2110 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 002019/022110 |
| Instrument | 5518 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2049 |
Source: Westerly Town assessment roll as of June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,542.00 (+0.87%) | $326,700 (+31.73%) Land $152,200 Building $174,500 |
| 2023 | $2,520.00 (+0.6%) | $248,000 (-) Land $108,800 Building $139,200 |
| 2022 | $2,505.00 | $248,000 Land $108,800 Building $139,200 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, as of December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 329 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
Source: EPA Safe Drinking Water Information System, water system RI1559512, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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