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69 Cross St, Westerly, RI 02891 Property Records

Westerly Town property record for 69 Cross St, Westerly, RI 02891 · Last verified July 2026

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,788 sqft · built 1979
Lot Size0.198 acres (8,614 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Oct 2017)
Tax Bill$2,890 (2025)
Deeds & MortgagesMay 2026 Transfer
Jan 2022 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNWEST M:77 B:252

Property Details

APN / Parcel Number

Primary APNWEST M:77 B:252
Alternative APNs
  • M:077 B:252 L
  • 3246548

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,788 sqft Living Area
Gross Area2,652 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,614 sqft (0.198 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number3246548
Street Address69 CROSS ST
CityWESTERLY
StateRI
Zip02891
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block252
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1002
Census Tract50802

Owner

Source: Westerly Town records · APN WEST M:77 B:252

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address60 CROSS ST, WESTERLY, RI 02891-2327
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Quit Claim Deed, Transfer
Quitclaim
Jan 28, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CHELSEA GROTON BANK
Feb 01, 2018Quit Claim Deed, Transfer
Quitclaim
Oct 23, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 23, 2017 · Amount on Record
Deed SaleOct 23, 2017 · Amount on Record
Prior SaleApr 24, 2002 · Amount on Record
Last Transfer DateMay 12, 2026
Transfer Doc02026-7022
Record UpdatedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateMay 12, 2026
Property Address69 CROSS ST, WESTERLY, RI 02891
Document Number02026-7022
Book / Page2026 / 7022
Instrument DateMay 12, 2026
Instrument20261528
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address60 CROSS ST, WESTERLY, RI 02891-2327

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address69 CROSS ST, WESTERLY, RI 02891-2331
Transaction TypeMortgage
Record UpdatedFeb 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022-1825
DateJan 28, 2022
Book Page2022/1825
Instrument2022-443
Lender
NameCHELSEA GROTON BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term289 Months
DueFeb 01, 2046

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateFeb 01, 2018
Property Address69 CROSS ST, WESTERLY, RI 02891-2331
Document Number2018-1649
Book / Page002018 / 001649
Instrument DateFeb 01, 2018
Instrument413
Transaction TypeTransfer
Record UpdatedFeb 20, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address69 CROSS ST WESTERLY RI 028912331, WESTERLY, RI 02891-2331

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateOct 23, 2017
Property Address69 CROSS ST, WESTERLY, RI 02891-2331
Document Number2017-8933
Book / Page002017 / 018933
Instrument DateOct 18, 2017
Instrument4696
Transaction TypeTransfer
Record UpdatedNov 07, 2017

Transaction

AmountAmount Recorded
Tax$220.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 CROSS ST WESTERLY RI 028912331, WESTERLY, RI 02891-2331

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,890.00 (+12.58%)$371,500 (+47.01%) Land $152,500 Building $219,000
2023$2,567.00 (+0.59%)$252,700 (-) Land $109,100 Building $143,600
2022$2,552.00$252,700 Land $109,100 Building $143,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims12 (1981–2012)
Claims Outside the SFHA1 of 12
Most Recent ClaimOct 2012, tidal / storm surge, Hurricane Sandy
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Hurricane Bob, Aug 1991 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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