61 Cross St, Westerly, RI 02891 Property Records

Westerly Town property record for 61 Cross St, Westerly, RI 02891

Property Summary

Property TypeTriplex
Details5 bd · 3 ba · 1,549 sqft · built 1922
Lot Size0.075 acres (3,276 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Jun 2021)
Tax Bill$2,800 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:77 B:194

Property Details

APN / Parcel Number

Primary APNWEST M:77 B:194
Alternative APNs
  • M:077 B:194 L
  • 3299881

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Units3 Units
Stories3 Stories
Building Area1,549 sqft Living Area
Gross Area3,080 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,276 sqft (0.075 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number3299881
Street Address61 CROSS ST
CityWESTERLY
StateRI
Zip02891-2353
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Block194
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1003
Census Tract50802

Owner

Source: Westerly Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address61 CROSS ST, WESTERLY, RI 02891-2353
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 15, 2021 · Amount on Record
Deed SaleJun 15, 2021 · Amount on Record
Prior SaleFeb 12, 1999 · Amount on Record
Deed Document Number20213541
Deed Book / Page2021 / 15899
Prior Transfer DateJun 8, 2021
Prior Transfer Doc2021-15899
Record UpdatedSep 20, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJun 15, 2021
Property Address61 CROSS ST, WESTERLY, RI 02891-2353
Document Number2021-15899
Book / Page2021 / 15899
Instrument DateJun 8, 2021
Instrument2021-3541
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 TWIN OAK DR, WARWICK, RI 02889-1214

Mortgage

Document Number0020213542
DateJun 15, 2021
Instrument2021-3542
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,800.00 (+4.36%)$359,900 (+36.27%) Land $132,000 Building $227,900
2023$2,683.00 (+0.6%)$264,100 (-) Land $94,300 Building $169,800
2022$2,667.00$264,100 Land $94,300 Building $169,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims12 (1981–2012)
Claims Outside the SFHA1 of 12
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 91% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

May also be available: AT&T.

Nearby Properties on Cross St

Nearby Streets

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