64 Cross St, Westerly, RI 02891 Property Records

Westerly Town property record for 64 Cross St, Westerly, RI 02891 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1883
Square Footage1,620 sqft Living Area
Lot Size6,871 sqft (0.158 acres)
OccupancyOwner Occupied
Last Sale$325,000 (2022)
Tax Bill$3,268.00 (2025)

Property Details

APN / Parcel Number

Primary APNWEST M:77 B:241
Alternative APNs
  • M:077 B:241 L
  • 1152090

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,620 sqft Living Area
Gross Area3,345 sqft Gross Area
Stories3 Stories

Exterior

Year BuiltBuilt 1883
Effective Year BuiltEffective 1883
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area6,871 sqft (0.158 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number1152090
Street Address64 CROSS ST
CityWESTERLY
StateRI
Zip02891-2327
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block241
JurisdictionWESTERLY RI
Minor Civil DivisionWESTERLY
Census Blockgroup3
Census Block3012
Census Tract50801

Owner

Source: Westerly Town records · APN WEST M:77 B:241

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address64 CROSS ST, WESTERLY, RI 02891-2327
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Warranty Deed, Transfer
Mar 18, 2022Warranty Deed, Transfer · Stand Alone First Mortgage
SEACOAST MORTGAGE CORPORATION
Jun 20, 2018Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
CITIZENS BK/RI

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 18, 2022 · Amount on Record
Deed SaleMar 18, 2022 · Amount on Record
Prior SaleJun 20, 2006 · Amount on Record
Deed Book / Page2022 / 5397
Last Transfer DateOct 01, 2025
Transfer Doc2025-18069
Record RefreshedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateDec 12, 2025
Property Address64 CROSS ST, WESTERLY, RI 02891-2327
Document Number2025-18069
Book / Page2025 / 18069
Instrument DateOct 01, 2025
Instrument2025-4356
Transaction TypeTransfer
Record UpdatedDec 31, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address64 CROSS ST, WESTERLY, RI 02891-2327

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateMar 18, 2022
Property Address64 CROSS ST, WESTERLY, RI 02891-2327
Document Number02022-5397
Book / Page2022 / 5397
Instrument DateMar 18, 2022
Instrument2022-1257
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020221258
DateMar 18, 2022
Instrument2022-1258
Lender
NameSEACOAST MORTGAGE CORPORATION
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address64 CROSS ST, WESTERLY, RI 02891-2327
Document Number2018-682
Instrument DateJun 20, 2018
Transaction TypeMortgage
Record UpdatedJul 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address64 CROSS ST WESTERLY RI 028912327, WESTERLY, RI 02891-2327

Mortgage

Document Number2018-682
DateJun 25, 2018
Book Page002018/010682
Instrument2664
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term180 Months
DueJun 24, 2033

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,268.00 (+15.44%)$420,100 (+50.79%) Land $152,000 Building $268,100
2023$2,831.00 (+0.6%)$278,600 (-) Land $108,600 Building $170,000
2022$2,814.00$278,600 Land $108,600 Building $170,000

Nearby Properties on Cross St

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