623 Indigo Loop, Miramar Beach, FL 32550 Property Records

Walton County property record for 623 Indigo Loop, Miramar Beach, FL 32550 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	2,161 sqft Living Area
Lot Size	8,802 sqft (0.202 acres)
Occupancy	Owner Occupied
Last Sale	$525,000 (2018)
Tax Bill	$3,771.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42910-00H-0020`
Alternative APN	`1069372`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,161 sqft Living Area
Gross Area	3,183 sqft Gross Area
Stories	1 Stories
Interior Structure	Custom/Decorative Interior Structure

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Cathedral/Clerestory Roof Construction
Lot Area	8,802 sqft (0.202 acres)
Depth X Width	10.9 ft x 8 ft Depth x Width
Garage Type	Finished Garage
Garage Area	525 sqft Garage

Exterior Amenities

Pool Area	242 sqft Pool
Fence	Fence
Porch	1 Porch
Porch Area	497 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1069372
Street Address	623 INDIGO LOOP
City	MIRAMAR BEACH
State	FL
Zip	32550-5228
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK H EMERALD BAY PH 1A S/D PB 9-7 AMENDED PB 9-27 OR 880-273 OR 910-69 OR 1709-248 OR 2341-1464 OR 2854-3136 OR
Legal Range	21W
Legal Township	02S
Legal Section	30
Legal Subdivision	EMERALD BAY 1 A AMENDED
Legal Phase	1A
Legal Block	H
Legal Lot Number	2
Jurisdiction	WALTON FL
Minor Civil Division	WALTON BEACHES
Census Blockgroup	1
Census Block	1006
Census Tract	950608

Owner

Source: Walton County records · APN 30-2S-21-42910-00H-0020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	623 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5228
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 12, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Sep 18, 2018	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2018 · Amount on Record
Deed Sale	Sep 18, 2018 · Amount on Record
Prior Sale	Nov 30, 2010 · Amount on Record
Deed Doc Number	2018000031514
Deed Book / Page	3085 / 1628
Record Refreshed	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	623 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5228
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5228

Mortgage

Document Number	0032271041
Date	Nov 30, 2021
Book Page	3227/1041
Instrument	20210058834

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	623 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5228
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031081001
Date	Jun 12, 2019
Book Page	3108/1001
Instrument	20190019231

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 18, 2018
Property Address	623 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5228
Document Number	0030851628
Book / Page	3085 / 1628
Map Reference	MB9 PG27
Instrument Date	Sep 13, 2018
Instrument	2018000031514
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MTI TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1586 CARLEE DR, 1586, HERNANDO, MS 38632-8928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5228

Mortgage

Document Number	2018000031515
Date	Sep 18, 2018
Instrument	2018000031515

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$624,946 (+2.19%) Land $161,000 Building $463,946	$624,946 (+2.19%) Land $161,000 Building $463,946
2024	$3,771.00 (+3.83%)
2023	$3,632.00 (+1.25%) Homeowner's exemption	$611,536 (-0.09%) Land $161,000 Building $450,536	$611,536 (-0.09%) Land $161,000 Building $450,536
2022	$3,587.00 Homeowner's exemption	$612,082 Land $146,617 Building $465,465	$612,082 Land $146,617 Building $465,465

Flood & Wildfire

623 Indigo Loop is in FEMA Zone X, outside the Special Flood Hazard Area, in Coastal Barrier Resources unit P32, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System · December 19, 2024 release

Coastal Barrier Resources System	Yes Unit P32 “Moreno Point” · System Unit · added October 18, 1982
Federal Flood Insurance	Not eligible (built 1998) NFIP excludes structures built or substantially improved after October 1, 1983 (CBRA) · private flood insurance only

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

623 Indigo Loop, Miramar Beach, FL 32550 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Coastal Barrier Resources

Wildfire

Nearby Properties on Indigo Loop

Nearby Streets

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