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652 Bent St, Elgin, IL 60120 Property Records

Kane County property record for 652 Bent St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 744 sqft · built 1900
Lot Size0.158 acres (6,878 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Aug 2023)
Tax Bill$3,139 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-24-231-005

Property Details

APN / Parcel Number

Primary APN06-24-231-005

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area744 sqft Living Area
Gross Area1,488 sqft
1st Floor Area744 sqft
Basement Area744 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleBungalow
Construction TypeFrame
Lot Area6,878 sqft (0.158 acres)

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Water SourceCommercial

Location & Zoning

Street Address652 BENT ST
CityELGIN
StateIL
Zip60120-7950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALFRED ROBERT'S SUB LOTS 8, 9, 10, & 11 BLOCK 1 & BLOCKS 4 & 5 OF HENRY SHERMAN'S SUB OF BLOCK 10 OF SHERMAN'S ADDN LOTS 20 & 21 BLOCK 2
Legal SubdivisionALFRED ROBERTS SUB
Legal Block1,4,5
Legal Lot Number8-11
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3011
Census Tract851400

Owner

Source: Kane County records · APN 06-24-231-005

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address652 BENT ST, ELGIN, IL 60120-7950
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 28, 2023 · Amount on Record
Deed SaleAug 28, 2023 · Amount on Record
Prior SaleApr 07, 2005 · Amount on Record
Deed Document Number202329669
Prior Transfer DateSep 29, 2010
Prior Transfer Doc0000064637
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 28, 2023
Property Address652 BENT ST, ELGIN, IL 60120-7950
Document Number0000029669
Instrument DateAug 18, 2023
Instrument2023K029669
Transaction TypeTransfer
Record UpdatedSep 04, 2023
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$155.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6N438 THORN RD, ROSELLE, IL 60172-3147

Mortgage

Document Number0000029670
DateAug 28, 2023
Instrument2023K029670
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053
Interest
Rate TypeFixed Rate
Rate6.5%

Mortgage

Document Number0000029671
DateAug 28, 2023
Instrument2023K029671
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,139.00 (+15.7%)$49,151 (+8.57%) Land $15,230 Building $33,921$147,512 (+8.57%) Land $45,708 Building $101,804
2024$45,271 (+21.39%) Land $14,028 Building $31,243$135,867 (+21.44%) Land $42,101 Building $93,767
2022$2,713.00 (+5.36%) Homeowner's exemption$37,293 (+6.96%) Land $11,556 Building $25,737$111,879 (+6.96%) Land $34,668 Building $77,211
2021$2,575.00 Homeowner's exemption$34,866 Land $10,804 Building $24,062$104,598 Land $32,412 Building $72,186

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Radiate Holdings
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T.

Based on FCC filings for 438 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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