Essex County and Montclair Township property record for 644 Valley Rd, Montclair, NJ 07043
| Property Type | Grocery, Supermarket |
|---|---|
| Details | 17,772 sqft · built 1950 |
| Lot Size | 1.47 acres (64,164 sqft) |
| Owner | Company Name on Record |
| Last Sale | $6,400,000 (May 2006) |
| Tax Bill | $149,430 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01810-0000-00009 |
| Primary APN | 13-01810-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 17,772 sqft Gross Area |
| 1st Floor Area | 17,772 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 64,164 sqft |
| Old Parcel Number | 130181000009 |
|---|---|
| Street Address | 644 VALLEY RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Grocery, Supermarket |
| Local Zoning Code | NC |
| Legal Description | 64162SF |
| Legal Block | 1810 |
| Legal Lot Number | 9 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 16100 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 2440, SPOKANE, WA 99210-2440 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2006 · Amount on Record |
| Deed Sale | May 23, 2006 · Amount on Record |
| Deed Book / Page | 6339 / 18 |
| Prior Transfer Date | Apr 27, 2006 |
| Prior Transfer Doc | 6339000018 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 25, 2017 |
| Property Address | 644 VALLEY RD, MONTCLAIR, NJ 07043 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 35744 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 700 LANIDEX PLZ PARSIPPANY NJ 070542705, PARSIPPANY, NJ 07054-2705 |
| Document Number | 0000035744 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 35744 |
| Name | ACF FINCO LP |
|---|---|
| Address | 3344 PEACHTREE RD NE # 1950, ATLANTA, GA 30326-4810 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,250,000 (-) Land $3,368,500 Building $881,500 | $4,250,000 (-) Land $3,368,500 Building $881,500 | |
| 2025 | $149,430.00 (+3.32%) | $4,250,000 (-30.9%) Land $3,368,500 Building $881,500 | $4,250,000 (-30.9%) Land $3,368,500 Building $881,500 |
| 2024 | $144,627.00 (-28.48%) | ||
| 2023 | $6,150,400 Land $3,368,500 Building $2,781,900 | $6,150,400 Land $3,368,500 Building $2,781,900 | |
| 2022 | $202,225.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2007) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2007 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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