658 Latigo Ln, Bigfork, MT 59911 Property Records

Flathead County property record for 658 Latigo Ln, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,062 sqft · built 2020
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,531 (2026)
Deeds & Mortgages	Dec 2025 Assignment Jan 2024 Sale + 7 more
Flood Zone	Zone X (minimal risk)
APN	`R0779400`

Property Details

APN / Parcel Number

Primary APN	`R0779400`
Alternative APNs	`07-3707-06-1-02-01-0000` `0000710878`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,062 sqft Living Area
1st Floor Area	2,062 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	0000710878
Street Address	658 LATIGO LN
City	BIGFORK
State	MT
Zip	59911-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RANCH, S06, T26 N, R19 W, LOT 019
Legal Range	19W
Legal Township	26N
Legal Section	06
Legal Subdivision	THE RANCH
Legal Lot Number	19
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2000
Census Tract	1304

Owner

658 Latigo Ln is owned by two individuals who acquired it in January 2024.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39407 KINGS POINT RD, POLSON, MT 59860-8201
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Assignment of Deed, Transfer LAKE COUNTY ABSTRACT AND TITLE, LAKE COUNTY ABSTRACT AND TTL
Jan 26, 2024	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES
Jul 20, 2018	Deed of Trust, Mortgage · Commercial Mortgage ROCKY MOUNTAIN BANK
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jun 14, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Dec 2, 2020	Deed of Trust, Mortgage · Line of Credit PARK SIDE FCU
Feb 23, 2022	Transfer on Death Deed, Transfer
Oct 5, 2018	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES
Oct 27, 2017	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2024
Deed Sale	Jan 26, 2024
Prior Sale	Oct 5, 2018
Deed Document Number	20241702
Prior Transfer Date	Feb 23, 2022
Prior Transfer Doc	0000004908
Record Updated	Oct 29, 2026

December 2025: Assignment of Deed, Transfer

Document Type	Assignment of Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 22, 2025
Property Address	658 LATIGO LN, BIGFORK, MT 59911-6609
Document Number	202500027378
Instrument Date	Dec 19, 2025
Instrument	202500027378
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	LAKE COUNTY ABSTRACT AND TITLE, LAKE COUNTY ABSTRACT AND TTL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2760 CAMINO DIABLO, WALNUT CREEK, CA 94597-3906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2760 CAMINO DIABLO, WALNUT CREEK, CA 94597-3906

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 26, 2024
Property Address	658 LATIGO LN, BIGFORK, MT 59911-6609
Document Number	202400001702
Instrument Date	Jan 19, 2024
Instrument	202400001702
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	658 LATIGO LN, BIGFORK, MT 59911-6609

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	658 LATIGO LN, BIGFORK, MT 59911-6609
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800014933
Date	Jul 20, 2018
Instrument	201800014933

Lender

Name	ROCKY MOUNTAIN BANK
Type	Bank
Address	BIGFORK, MT 59911

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	658 LATIGO LN, BIGFORK, MT 59911-6609
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000032336
Date	Sep 29, 2020
Instrument	202000032336

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	658 LATIGO LN, BIGFORK, MT 59911-6609
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900011804
Date	Jun 14, 2019
Instrument	201900011804

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 13, 2020

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	658 LATIGO LN, BIGFORK, MT 59911-6609
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000040543
Date	Dec 2, 2020
Instrument	202000040543

Lender

Name	PARK SIDE FCU
Type	Credit Union
Address	BIGFORK, MT 59911

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 23, 2022
Property Address	658 LATIGO LN, BIGFORK, MT 59911-6609
Document Number	202200004908
Instrument Date	Feb 23, 2022
Instrument	202200004908
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1372 DESTINY LN, 1372, KALISPELL, MT 59901-3669

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1372 DESTINY LN, KALISPELL, MT 59901-3669

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 5, 2018
Property Address	658 LATIGO LN, BIGFORK, MT 59911-6609
Document Number	201800024841
Instrument Date	Oct 5, 2018
Instrument	201800024841
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	658 LATIGO LN, BIGFORK, MT 59911-6609

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 27, 2017
Property Address	658 LATIGO LN, BIGFORK, MT 59911-6609
Document Number	201700026911
Instrument Date	Oct 13, 2017
Instrument	201700026911
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 LATLGO LN, BIGFORK, MT 59911-6609

Tax Assessment & Valuation

The 2026 property tax bill for 658 Latigo Ln was $5,531, up 96.3% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,531.00 (+96.34%)	$811,400 (-)
2025	$2,817.00	$811,400	$811,400 Land $248,480 Building $562,920
2023	$4,149.00	$628,700	$628,700 Land $132,820 Building $495,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 658 Latigo Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 658 Latigo Ln is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 58% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCH CO WATER & SEWER DIST THE serves 90 people · EPA ID MT0003076
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: CenturyLink, Spectrum.

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