653 Latigo Ln, Bigfork, MT 59911 Property Records

Flathead County property record for 653 Latigo Ln, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,373 sqft · built 1995
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Company Names on Record
Last Sale	$439,500 (Jan 2018)
Deeds & Mortgages	Mar 2026 Transfer Mar 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0779387`

Property Details

APN / Parcel Number

Primary APN	`R0779387`
Alternative APNs	`07-3707-06-1-04-01-0000` `0000710865`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,373 sqft Living Area
1st Floor Area	2,260 sqft
Upper Floors Area	1,113 sqft
Basement Area	664 sqft
Finished Basement	664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Log
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,088 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000710865
Street Address	653 LATIGO LN
City	BIGFORK
State	MT
Zip	59911-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RANCH, S06, T26 N, R19 W, LOT 6 LATIGO AREA, ASSR #0000710865
Legal Range	19W
Legal Township	26N
Legal Section	06
Legal Subdivision	THE RANCH
Legal Lot Number	6
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2000
Census Tract	1304

Owner

Source: Flathead County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	653 LATIGO LN, BIGFORK, MT 59911-6609
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Intrafamily Transfer, Transfer
Mar 15, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 10, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 14, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jan 11, 2018	Warranty Deed, Transfer · VA Mortgage OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2018 · Amount on Record
Deed Sale	Jan 11, 2018 · Amount on Record
Prior Sale	Dec 9, 2014 · Amount on Record
Deed Document Number	2018793
Last Transfer Date	Mar 31, 2026
Transfer Doc	0000006583
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Mar 31, 2026
Property Address	653 LATIGO LN, BIGFORK, MT 59911-6609
Document Number	202600006583
Instrument Date	Mar 31, 2026
Instrument	202600006583
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	653 LATIGO LN, BIGFORK, MT 59911-6609

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	653 LATIGO LN, BIGFORK, MT 59911-6609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900004799
Date	Mar 15, 2019
Instrument	201900004799

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	653 LATIGO LN, BIGFORK, MT 59911-6609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000000754
Date	Jan 10, 2020
Instrument	202000000754

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	653 LATIGO LN, BIGFORK, MT 59911-6609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000034109
Date	Oct 14, 2020
Instrument	202000034109

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 11, 2018
Property Address	653 LATIGO LN, BIGFORK, MT 59911-6609
Document Number	201800000793
Instrument Date	Dec 7, 2017
Instrument	201800000793
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 LATIGO LN, BIGFORK, MT 59911-6609

Mortgage

Document Number	201800000794
Date	Jan 11, 2018
Instrument	201800000794

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$1,049,400 (+49.64%)	$1,049,400 (+49.64%) Land $246,500 Building $802,900
2023		$701,300	$701,300 Land $131,500 Building $569,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 52% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCH CO WATER & SEWER DIST THE serves 90 people · EPA ID MT0003076
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: CenturyLink, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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