658 Hoy Rd, Madison, MS 39110 Property Records

Madison County property record for 658 Hoy Rd, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 7 ba · 2,326 sqft · built 1965
Lot Size	5.4 acres (235,224 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,042 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072A-11C-005`

Property Details

APN / Parcel Number

Primary APN	`072A-11C-005`
Alternative APNs	`072A-11C-005/00.00` `11078`

Interior

Bedrooms	3 Beds
Full Baths	7 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,326 sqft Adjusted Area
Gross Area	2,157 sqft
1st Floor Area	2,157 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Roof Type	Gable
Roof Material	Asphalt
Lot Area	235,224 sqft (5.4 acres)
Deck Area	770 sqft
Patio Area	1,764 sqft
Utility Building	1,044 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	11078
Street Address	658 HOY RD
City	MADISON
State	MS
Zip	39110-8118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.4 ACD OFF W/S NW1/4 SW1/4
Legal Range	02E
Legal Township	07N
Legal Section	11
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2018
Census Tract	30207

Owner

658 Hoy Rd is owned and occupied by two individuals who acquired it in February 2021.

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	658 HOY RD, MADISON, MS 39110-8118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Feb 9, 2021	Intrafamily Transfer, Transfer
Jan 2, 2020	Trustee's Deed, Construction Loan · Construction Mortgage TRUSTMARK NAT'L BK
Jun 22, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2017
Deed Sale	Jun 22, 2017
Deed Document Number	2017814889
Deed Book / Page	3491 / 979
Last Transfer Date	Feb 5, 2021
Transfer Doc	003987/735
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	658 HOY RD, MADISON, MS 39110-8118
Transaction Type	Mortgage
Record Updated	Aug 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 HOY RD, MADISON, MS 39110-8118

Mortgage

Document Number	4011/672
Date	Mar 26, 2021
Book Page	4011/672
Instrument	921717

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON MS
Recording Date	Feb 9, 2021
Property Address	658 HOY RD, MADISON, MS 39110-8118
Document Number	003987/735
Book / Page	3987 / 735
Instrument Date	Feb 5, 2021
Instrument	917941
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	658 HOY RD, MADISON, MS 39110-8118

January 2020: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	Jan 2, 2020
Property Address	658 HOY RD, MADISON, MS 39110-8118
Book / Page	003804 / 000620
Instrument Date	Dec 23, 2019
Instrument	882690
Transaction Type	Construction Loan
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 COTTESBROOKE CIR MADISON MS 391108180, MADISON, MS 39110-8180

Mortgage

Document Number	0000882690
Date	Jan 2, 2020
Book Page	003804/000620
Instrument	882690

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39205-0291

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2021

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 22, 2017
Property Address	658 HOY RD, MADISON, MS 39110-8118
Document Number	0000814889
Book / Page	003491 / 000979
Instrument Date	Jun 12, 2017
Instrument	814889
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 COTTESBROOKE CIR MADISON MS 391108180, MADISON, MS 39110-8180

Tax Assessment & Valuation

The 2025 property tax bill for 658 Hoy Rd was $11,042 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,042.00 Homeowner's exemption	$97,332	$973,320 Land $81,000 Building $892,320
2024	$11,042.00
2023	$11,042.00 Homeowner's exemption	$97,332	$973,320 Land $81,000 Building $892,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 658 Hoy Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	2 (2005–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 658 Hoy Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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