565 Hoy Rd, Madison, MS 39110 Property Records

Madison County property record for 565 Hoy Rd, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	2 bd · 7 ba · 3,362 sqft · built 1964
Lot Size	10.3 acres (449,539 sqft)
Owner	Individual Name on Record
Last Sale	$698,800 (Jun 2021)
Tax Bill	$3,016 (2025)
Deeds & Mortgages	May 2024 Mortgage Jan 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072B-10A-003`

Property Details

APN / Parcel Number

Primary APN	`072B-10A-003`
Alternative APNs	`072B-10A-003/00.00` `10355`

Interior

Bedrooms	2 Beds
Full Baths	7 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,362 sqft Adjusted Area
Gross Area	3,092 sqft
1st Floor Area	3,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	449,539 sqft (10.3 acres)
Patio Area	229 sqft
Gazebo	121 sqft
Utility Building	535 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	10355
Street Address	565 HOY RD
City	MADISON
State	MS
Zip	39110-8769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10.32 ACD FRONTING 4.67 CHS ON N/S RD SW1/4 NE1/4
Legal Range	02E
Legal Township	07N
Legal Section	10
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1020
Census Tract	30208

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	565 HOY RD, MADISON, MS 39110-8769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Deed of Trust, Mortgage · Commercial Mortgage BANKFIRST FINANCIAL SERVICES
Jan 12, 2022	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANCORP BANK
Jun 11, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BANKPLUS
Jun 14, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 14, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Prior Sale	Sep 18, 2019
Deed Document Number	2021928555
Deed Book / Page	4052 / 542
Prior Transfer Date	May 19, 2021
Prior Transfer Doc	4053/536
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	565 HOY RD, MADISON, MS 39110-8769
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 OLD CANTON RD 170, 170, JACKSON, MS 39211-5982

Mortgage

Document Number	004438/144
Date	May 8, 2024
Book Page	4438/144
Instrument	1004030

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank
Address	JACKSON, MS 39211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 27, 2034

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	565 HOY RD, MADISON, MS 39110-8769
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 HOY RD, MADISON, MS 39110-8769

Mortgage

Document Number	004157/294
Date	Jan 12, 2022
Book Page	4157/294
Instrument	948186

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	MADISON, MS 39130

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 6, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 11, 2021
Property Address	565 HOY RD, MADISON, MS 39110-8769
Document Number	4052/542
Book / Page	4052 / 542
Instrument Date	Jun 9, 2021
Instrument	928555
Transaction Type	Transfer
Record Updated	Nov 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2659, RIDGELAND, MS 39158-2659

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	565 HOY RD, MADISON, MS 39110-8769

Mortgage

Document Number	928556
Date	Jun 11, 2021
Instrument	928556

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Jul 15, 2028

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Jun 14, 2021
Property Address	565 HOY RD, MADISON, MS 39110-8769
Document Number	4053/536
Book / Page	4053 / 536
Instrument Date	May 19, 2021
Instrument	928728
Transaction Type	Transfer
Record Updated	Nov 10, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	565 HOY RD, MADISON, MS 39110-8769

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Jun 14, 2021
Property Address	565 HOY RD, MADISON, MS 39110-8769
Document Number	4053/542
Book / Page	4053 / 542
Instrument Date	May 19, 2021
Instrument	928730
Transaction Type	Transfer
Record Updated	Nov 10, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 NORTHBAY DR, 410, MADISON, MS 39110-8036

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	565 HOY RD, MADISON, MS 39110-8769

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Sep 18, 2019
Property Address	565 HOY RD, MADISON, MS 39110-8769
Document Number	0000872819
Book / Page	003766 / 000823
Instrument Date	Sep 6, 2019
Instrument	872819
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 2659 RIDGELAND MS 391582659, RIDGELAND, MS 39158-2659

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,016.00 (-9.24%) Homeowner's exemption	$28,463 (-33.38%)	$284,460 (-0.13%) Land $154,800 Building $129,660
2024	$3,323.00 (-33.25%)
2023	$4,978.00	$42,724	$284,820 Land $154,800 Building $130,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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