Madison County property record for 685 Hoy Rd, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 4,178 sqft · built 2015 |
| Lot Size | 2.19 acres (95,396 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,631 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072A-11B-003/01 |
| Primary APN | 072A-11B-003/01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,178 sqft Adjusted Area |
| 1st Floor Area | 3,499 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 95,396 sqft (2.19 acres) |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Account Number | 10989 |
|---|---|
| Old Parcel Number | 072A-11B-003/01.00 |
| Street Address | 685 HOY RD |
| City | MADISON |
| State | MS |
| Zip | 39110-8794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.19AC OUT OF THE SW1/4 SE1/4 NW1/4 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 11 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 30208 |
685 Hoy Rd is owned and occupied by two individuals who acquired it in November 2003.
Source: Madison County records, as of December 1, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 685 HOY RD, MADISON, MS 39110-8794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2003 |
| Deed Sale | Nov 14, 2003 |
| Deed Document Number | 0000171191 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 685 HOY RD, MADISON, MS 39110-8794 |
| Document Number | 0000902127 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 685 HOY RD MADISON MS 391108794, MADISON, MS 39110-8794 |
| Document Number | 0000902127 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 003913/000450 |
| Instrument | 902127 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 14, 2050 |
The 2025 property tax bill for 685 Hoy Rd was $4,631 with a homeowner's exemption.
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,631.00 Homeowner's exemption | $42,318 | $423,180 Land $43,800 Building $379,380 |
| 2024 | $4,631.00 | ||
| 2023 | $4,631.00 Homeowner's exemption | $42,318 | $423,180 Land $43,800 Building $379,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 685 Hoy Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 685 Hoy Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
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