555 Hoy Rd, Madison, MS 39110 Property Records

Madison County property record for 555 Hoy Rd, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,443 sqft · built 2000
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,992 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072B-10A-001/03`

Property Details

APN / Parcel Number

Primary APN	`072B-10A-001/03`
Alternative APNs	`072B-10A-001/03.00` `10353`

Interior

Full Baths	5 Baths
Total Rooms	7 Rooms
Building Area	4,443 sqft Adjusted Area
Gross Area	3,764 sqft
1st Floor Area	3,764 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,696 sqft (1.6 acres)
Deck Area	359 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	10353
Street Address	555 HOY RD
City	MADISON
State	MS
Zip	39110-8769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	1.6 AC OUT S1/2 SW1/4 NE1/4
Legal Range	02E
Legal Township	07N
Legal Section	10
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1020
Census Tract	30208

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	555 HOY RD, MADISON, MS 39110-8769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMERCIAL BANK
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit RENASANT BK
Mar 28, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2022
Deed Sale	Jul 18, 2022
Prior Sale	Jul 1, 2022 · Amount on Record
Deed Document Number	2022961745
Deed Book / Page	4236 / 845
Prior Transfer Date	Aug 25, 2006
Prior Transfer Doc	0020960565
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	555 HOY RD, MADISON, MS 39110-8769
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WLNDENNERS BLVD, MADISON, MS 39110

Mortgage

Document Number	004230/798
Date	Jul 1, 2022
Book Page	4230/798
Instrument	960696

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank
Address	JACKSON, MS 39211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	555 HOY RD, MADISON, MS 39110-8769
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 HOY RD, MADISON, MS 39110-8769

Mortgage

Document Number	004171/755
Date	Feb 17, 2022
Book Page	4171/755
Instrument	950766

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	555 HOY RD, MADISON, MS 39110-8769
Document Number	0000896198
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 HOY RD MADISON MS 391108769, MADISON, MS 39110-8769

Mortgage

Document Number	0000896198
Date	Jul 15, 2020
Book Page	003881/000954
Instrument	896198

Lender

Name	RENASANT BK
Type	Bank
Address	MADISON, MS 39110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 14, 2030

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Mar 28, 2018
Property Address	555 HOY RD, MADISON, MS 39110-8769
Document Number	0000835998
Book / Page	003584 / 000499
Instrument Date	Mar 26, 2018
Instrument	835998
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	835 HIGHWAY 35 CARTHAGE MS 390519820, CARTHAGE, MS 39051-9820

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,992.00 Homeowner's exemption	$36,836 (-)	$368,360 (-) Land $48,000 Building $320,360
2024	$3,992.00
2023	$3,992.00 Homeowner's exemption	$36,836	$368,360 Land $48,000 Building $320,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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