657 Ross St, Costa Mesa, CA 92627 Property Records

Orange County property record for 657 Ross St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 982 sqft · built 1955
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Trust Names on File
Last Sale	$870,000 (Dec 2021)
Tax Bill	$10,762 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`422-233-06`

Property Details

APN / Parcel Number

Primary APN	`422-233-06`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	982 sqft Living Area
1st Floor Area	982 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,600 sqft (0.152 acres)

Location & Zoning

Street Address	657 ROSS ST
City	COSTA MESA
State	CA
Zip	92627-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1986 BLK LOT 72
Legal Subdivision	TRACT NO 1986
Legal Tract	1986
Legal Lot Number	72
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1002
Census Tract	63701

Owner

657 Ross St is owner-occupied and held in a trust since August 2026.

Source: Orange County records, as of September 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	657 ROSS ST, COSTA MESA, CA 92627-3411
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Grant Deed, Transfer · Line of Credit ILWU CREDIT UNION
Sep 10, 2026	Grant Deed, Transfer FIRST INTEGRITY TITLE, FIRST INTEGRITY TITLE COMPANY
Sep 30, 2025	Intrafamily Transfer, Transfer
Dec 27, 2021	Grant Deed, Transfer · Conventional Mortgage ESCALA REALTY GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2021 · Amount on File
Deed Sale	Dec 27, 2021 · Amount on File
Deed Document Number	2021770044
Last Transfer Date	Aug 31, 2026
Transfer Doc	0000258027
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 10, 2026
Property Address	657 ROSS ST, COSTA MESA, CA 92627-3411
Document Number	0000258027
Instrument Date	Aug 31, 2026
Instrument	2026258027
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	FIRST INTEGRITY TITLE, FIRST INTEGRITY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 ROSS ST, COSTA MESA, CA 92627-3411

Mortgage

Document Number	0000258028,
Date	Sep 10, 2026
Instrument	2026258028

Lender

Name	ILWU CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 10, 2026
Property Address	657 ROSS ST, COSTA MESA, CA 92627-3411
Document Number	0000258029
Instrument Date	Aug 31, 2026
Instrument	2026258029
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	FIRST INTEGRITY TITLE, FIRST INTEGRITY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	657 ROSS ST, COSTA MESA, CA 92627-3411

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 30, 2025
Property Address	657 ROSS ST, COSTA MESA, CA 92627-3411
Document Number	0000267968
Map Reference	MB 72 PG 41&42
Instrument Date	Jul 30, 2025
Instrument	2025000267968
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	657 ROSS ST, COSTA MESA, CA 92627-3411

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 27, 2021
Property Address	657 ROSS ST, COSTA MESA, CA 92627-3411
Document Number	0000770044
Map Reference	MB 72 PG 41&42
Instrument Date	Dec 22, 2021
Instrument	2021000770044
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6600 UNIVERSITY WAY, BUENA PARK, CA 90620-4616

Mortgage

Document Number	0000770045
Date	Dec 27, 2021
Instrument	2021000770045

Lender

Name	ESCALA REALTY GROUP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 657 Ross St was $10,762, up 2.1% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$941,715 (+2%) Land $899,975 Building $41,740
2025	$10,762.00 (+2.15%)	$923,250 Land $882,328 Building $40,922
2024	$10,536.00 (+3.07%)
2023	$10,222.00 (+2.81%)	$887,400 Land $848,066 Building $39,334
2022	$9,943.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 657 Ross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 657 Ross St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cosmo Network Solutions, GeoLinks, T-Mobile.

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