652 Ross St, Costa Mesa, CA 92627 Property Records

Orange County property record for 652 Ross St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,153 sqft · built 1955
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Jan 1999)
Tax Bill	$3,643 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422-232-14`

Property Details

APN / Parcel Number

Primary APN	`422-232-14`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,153 sqft Living Area
1st Floor Area	1,153 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,000 sqft (0.138 acres)
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	652 ROSS ST
City	COSTA MESA
State	CA
Zip	92627-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1986 BLK LOT 82
Legal Subdivision	TRACT NO 1986
Legal Tract	1986
Legal Lot Number	82
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1004
Census Tract	63701

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	652 ROSS ST, COSTA MESA, CA 92627-3412
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jul 10, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 1999 · Amount on Record
Deed Sale	Jan 8, 1999 · Amount on Record
Deed Document Number	199915286
Prior Transfer Date	Mar 4, 1993
Prior Transfer Doc	0000150779
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	652 ROSS ST, COSTA MESA, CA 92627-3412
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 ROSS ST, COSTA MESA, CA 92627-3412

Mortgage

Document Number	0000061324
Date	Jan 28, 2021
Instrument	2021000061324

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	652 ROSS ST, COSTA MESA, CA 92627-3412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000159995
Date	Apr 9, 2020
Instrument	2020000159995

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 10, 2019
Property Address	652 ROSS ST, COSTA MESA, CA 92627-3412
Document Number	0000246102
Map Reference	MB 72 PG 41&42
Instrument Date	Jul 2, 2019
Instrument	2019000246102
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 ROSS ST, COSTA MESA, CA 92627-3412

Mortgage

Document Number	0000246103
Date	Jul 10, 2019
Instrument	2019000246103

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$255,839 (+2%) Land $193,252 Building $62,587
2025	$3,643.00 (+8%) Homeowner's exemption	$250,823 (+4.04%) Land $189,463 Building $61,360
2023	$3,373.00 (+5.24%) Homeowner's exemption	$241,084 Land $182,106 Building $58,978
2022	$3,205.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cosmo Network Solutions, GeoLinks, T-Mobile.

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