653 Ross St, Costa Mesa, CA 92627 Property Records

Orange County property record for 653 Ross St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,381 sqft · built 1955
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Apr 2018)
Tax Bill	$10,055 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Dec 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`422-233-05`

Property Details

APN / Parcel Number

Primary APN	`422-233-05`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,381 sqft Living Area
1st Floor Area	1,381 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,600 sqft (0.152 acres)
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	653 ROSS ST
City	COSTA MESA
State	CA
Zip	92627-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1986 BLK LOT 73
Legal Subdivision	TRACT NO 1986
Legal Tract	1986
Legal Lot Number	73
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1002
Census Tract	63701

Owner

653 Ross St is owned and occupied by two individuals who bought it in April 2018.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	653 ROSS ST, COSTA MESA, CA 92627-3411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Dec 15, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 26, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST NATIONS HM FIN
Jul 22, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST NATIONS HM FIN
Apr 30, 2018	Grant Deed, Transfer · VA Mortgage FIRST NATIONS HM FIN
Oct 27, 2017	Quit Claim Deed, Transfer PROVIDENT TITLE
Oct 27, 2017	Grant Deed, Transfer PROVIDENT TITLE
Oct 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on File
Deed Sale	Apr 30, 2018 · Amount on File
Prior Sale	Oct 27, 2017 · Amount on File
Deed Document Number	2018154340
Prior Transfer Date	Dec 26, 2006
Prior Transfer Doc	0000005851
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	653 ROSS ST, COSTA MESA, CA 92627-3411
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 ROSS ST, COSTA MESA, CA 92627-3411

Mortgage

Document Number	0000008120
Date	Jan 12, 2024
Instrument	2024000008120

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	653 ROSS ST, COSTA MESA, CA 92627-3411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 ROSS ST, COSTA MESA, CA 92627-3411

Mortgage

Document Number	0000740365
Date	Dec 15, 2020
Instrument	2020000740365

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	653 ROSS ST, COSTA MESA, CA 92627-3411
Document Number	0000145435
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	653 ROSS ST COSTA MESA CA 926273411, COSTA MESA, CA 92627-3411

Mortgage

Document Number	0000145435
Date	Mar 31, 2020
Instrument	145435

Lender

Name	FIRST NATIONS HM FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	653 ROSS ST, COSTA MESA, CA 92627-3411
Document Number	0000270247
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	653 ROSS ST COSTA MESA CA 926273411, COSTA MESA, CA 92627-3411

Mortgage

Document Number	0000270247
Date	Jul 26, 2019
Instrument	270247

Lender

Name	FIRST NATIONS HM FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 30, 2018
Property Address	653 ROSS ST, COSTA MESA, CA 92627-3411
Document Number	0000154340
Instrument Date	Apr 4, 2018
Instrument	154340
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	PROVIDENT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$797.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	653 ROSS ST COSTA MESA CA 926273411, COSTA MESA, CA 92627-3411

Mortgage

Document Number	154341
Date	Apr 30, 2018
Instrument	154341

Lender

Name	FIRST NATIONS HM FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 27, 2017
Property Address	653 ROSS ST, COSTA MESA, CA 92627-3411
Document Number	0000456483
Instrument Date	Oct 19, 2017
Instrument	456483
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	PROVIDENT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	778 SCOTT PL #4 COSTA MESA CA 926273523, 4, COSTA MESA, CA 92627-3523

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 27, 2017
Property Address	653 ROSS ST, COSTA MESA, CA 92627-3411
Document Number	0000456484
Instrument Date	Oct 19, 2017
Instrument	456484
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	PROVIDENT TITLE

Transaction

Amount	Amount on Record
Tax	$533.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26071 WATERWHEEL PL LAGUNA HILLS CA 926536114, LAGUNA HILLS, CA 92653-6114

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 17, 2017
Property Address	653 ROSS ST, COSTA MESA, CA 92627-3411
Document Number	0000440837
Instrument Date	Oct 12, 2017
Instrument	440837
Transaction Type	Transfer
Record Updated	Oct 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	653 ROSS ST COSTA MESA CA 926273411, COSTA MESA, CA 92627-3411

Tax Assessment & Valuation

The 2025 property tax bill for 653 Ross St was $10,055.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$872,916 (+2%) Land $788,638 Building $84,278
2025	$10,055.00	$855,800 Land $773,174 Building $82,626
2023	$9,228.00 (+2.92%)	$792,672 Land $743,151 Building $49,521
2022	$8,966.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 653 Ross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 653 Ross St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cosmo Network Solutions, GeoLinks, T-Mobile.

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