649 Ross St, Costa Mesa, CA 92627 Property Records

Orange County property record for 649 Ross St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 971 sqft · built 1955
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$779,000 (Dec 2020)
Tax Bill	$10,342 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Dec 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`422-233-04`

Property Details

APN / Parcel Number

Primary APN	`422-233-04`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	971 sqft Living Area
1st Floor Area	971 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,600 sqft (0.152 acres)
Garage Area	207 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	649 ROSS ST
City	COSTA MESA
State	CA
Zip	92627-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1986 BLK LOT 74
Legal Subdivision	TRACT NO 1986
Legal Tract	1986
Legal Lot Number	74
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1002
Census Tract	63701

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	649 ROSS ST, COSTA MESA, CA 92627-3411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Dec 18, 2020	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Sep 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 28, 2019	Grant Deed, Transfer EQUITY TITLE COMPANY, EQUITY TITLE CO.
Nov 5, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Prior Sale	Jan 28, 2019 · Amount on Record
Deed Document Number	2020751246
Prior Transfer Date	Nov 8, 1994
Prior Transfer Doc	0000695341
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	649 ROSS ST, COSTA MESA, CA 92627-3411
Transaction Type	Mortgage
Record Updated	Mar 13, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 ROSS ST, COSTA MESA, CA 92627-3411

Mortgage

Document Number	0000047105
Date	Mar 4, 2024
Instrument	2024000047105

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 18, 2020
Property Address	649 ROSS ST, COSTA MESA, CA 92627-3411
Document Number	0000751246
Map Reference	MB 72 PG 41&42
Instrument Date	Nov 25, 2020
Instrument	2020000751246
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12405 VENICE BLVD # 320, 320, LOS ANGELES, CA 90066-3803

Mortgage

Document Number	0000751247
Date	Dec 18, 2020
Instrument	2020000751247

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 16, 2019
Property Address	649 ROSS ST, COSTA MESA, CA 92627-3411
Document Number	0000351447
Instrument Date	Sep 10, 2019
Instrument	351447
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	649 ROSS ST COSTA MESA CA 926273411, COSTA MESA, CA 92627-3411

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 28, 2019
Property Address	649 ROSS ST, COSTA MESA, CA 92627-3411
Document Number	0000026557
Instrument Date	Jan 9, 2019
Instrument	26557
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$654.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9 HILLSBOROUGH NEWPORT BEACH CA 926606734, NEWPORT BEACH, CA 92660-6734

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Nov 5, 2018
Property Address	649 ROSS ST, COSTA MESA, CA 92627-3411
Document Number	0000399656
Instrument Date	Nov 1, 2018
Instrument	399656
Transaction Type	Transfer
Record Updated	Nov 13, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	649 ROSS ST COSTA MESA CA 926273411, COSTA MESA, CA 92627-3411

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$911,022 (+3.15%) Land $757,839 Building $153,183
2025	$10,342.00 (+9.85%)	$883,169 (+8.97%) Land $742,979 Building $140,190
2023	$9,415.00 (+2.91%)	$810,471 Land $714,128 Building $96,343
2022	$9,149.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cosmo Network Solutions, GeoLinks, T-Mobile.

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