6566 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 6566 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,794 sqft · built 1987
Lot Size	4.75 acres (206,910 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Nov 2017)
Tax Bill	$2,446 (2025)
Deeds & Mortgages	Mar 2022 Refinance Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-009-002-0075`

Property Details

APN / Parcel Number

Primary APN	`004-009-002-0075`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,794 sqft Building Perimeter
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	206,910 sqft (4.75 acres)
Garage Area	464 sqft

Location & Zoning

Street Address	6566 E HIGGINS LAKE DR
City	ROSCOMMON
State	MI
Zip	48653-9312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1164/354 1132/996-7 729/43 L621/P19 243 COM AT N 1/4 COR SEC 9 TH S0DEG26'W 659.46 FT FOR POB TH S89DEG34'22"E 329.71 FT TH
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	3
Census Block	3018
Census Tract	970300

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6566 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBER FIRST MORTGAGE
Nov 6, 2017	Deed of Trust, Mortgage · VA Mortgage MEMBER FIRST MORTGAGE LLC
Nov 8, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Deed Document Number	20178376
Deed Book / Page	1164 / 354
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	6566 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9312
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01179/2486
Date	Mar 4, 2022
Book Page	1179/2486
Instrument	202200001478

Lender

Name	MEMBER FIRST MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	6566 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9312
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1164/0290
Date	Nov 6, 2017
Book Page	1164/0290
Instrument	201700008312

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49548

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Nov 8, 2017
Property Address	6566 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9312
Document Number	1164/0354
Book / Page	1164 / 0354
Instrument Date	Nov 7, 2017
Instrument	201700008376
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6566 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9312

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,700 (+44.9%)	$301,400 (+44.9%)
2025	$2,446.00
2023		$104,000	$208,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 87% of Michigan
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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