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656 Watervale Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 656 Watervale Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2022
Square Footage2,495 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$589,000 (2022)
Tax Bill$6,665.00 (2025)

Property Details

APN / Parcel Number

Primary APN026552-0700

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area2,495 sqft Living Area
Gross Area2,927 sqft Gross Area
1st Floor1,168 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.17 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area432 sqft Garage
Patio Area430 sqft Patio
Porch Area128 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address656 WATERVALE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1772
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description100/48-61 HOLLY FOREST LOT 70 OR5604/1568
Legal Range28E
Legal Township05S
Legal Section30
Legal SubdivisionHOLLY FOREST
Legal Block1
Legal Lot Number70
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup1
Census Block1005
Census Tract20907

Owner

Source: St. Johns County records · APN 026552-0700

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address656 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1772
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2022Warranty Deed, Transfer · Veterans Administration Mortgage
CITIZENS BANK NA
May 03, 2022Warranty Deed, Subdivision Related Transfer
GOLDEN DOG TITLE AND TRUST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 2022 · Amount on Record
Deed SaleJul 27, 2022 · Amount on Record
Prior SaleMay 03, 2022 · Amount on Record
Deed Doc Number202272783
Deed Book / Page5604 / 1568
Record RefreshedJun 08, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 27, 2022
Property Address656 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1772
Document Number0056041568
Book / Page5604 / 1568
Map ReferenceMB 100 PG 48-61
Instrument DateJul 25, 2022
Instrument2022072783
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyNOT AVAILABLE, TRUSTED TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,123.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2223 TIVOLI LN, JACKSONVILLE, FL 32259-9205

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1772

Mortgage

Document Number0056041570
DateJul 27, 2022
Instrument5604/1570
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 03, 2022
Property Address656 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1772
Document Number0055491851
Book / Page5549 / 1851
Map ReferenceMB 100 PG 48-61
Instrument DateApr 29, 2022
Instrument2022044820
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2023
Title CompanyGOLDEN DOG TITLE AND TRUST

Transaction

AmountAmount Recorded
Tax$3,402.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 WATERVALE DR, ST AUGUSTINE, FL 32092-1772

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$445,378 (-5.26%) Land $110,000 Building $335,378$445,378 (-5.26%) Land $110,000 Building $335,378
2025$6,665.00 (+10.35%)$470,096 (+1.89%)$470,096 (+1.89%) Land $110,000 Building $360,096
2024$6,040.00 (+6.45%)$461,391 (+8.05%)$461,391 (+8.05%) Land $110,000 Building $351,391
2023$5,674.00 (+310.56%)$427,017 (+376.58%)$427,017 (+376.58%) Land $95,000 Building $332,017
2022$1,382.00$89,600$89,600 Land $89,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 694 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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