644 Watervale Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 644 Watervale Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2022
Square Footage	2,290 sqft Living Area
Lot Size	7,405 sqft (0.17 acres)
Occupancy	Owner Occupied
Last Sale	$469,782 (2022)
Tax Bill	$6,003.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`026552-0710`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Building Area	2,290 sqft Living Area
Gross Area	2,955 sqft Gross Area
1st Floor	1,909 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	441 sqft Garage
Patio Area	726 sqft Patio
Porch Area	224 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	644 WATERVALE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1772
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	100/48-61 HOLLY FOREST LOT 71 OR5484/1705
Legal Range	28E
Legal Township	05S
Legal Section	30
Legal Subdivision	HOLLY FOREST
Legal Block	1
Legal Lot Number	71
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	1
Census Block	1005
Census Tract	20907

Owner

Source: St. Johns County records · APN 026552-0710

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	644 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1772
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 02, 2022 · Amount on Record
Deed Sale	Feb 02, 2022 · Amount on Record
Deed Doc Number	202212344
Deed Book / Page	5484 / 1705
Record Refreshed	Jun 08, 2026

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 02, 2022
Property Address	644 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1772
Document Number	0054841705
Book / Page	5484 / 1705
Map Reference	MB 100 PG 48-61
Instrument Date	Jan 31, 2022
Instrument	2022012344
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,288.60
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 WATERVALE DR, ST AUGUSTINE, FL 32092-1772

Mortgage

Document Number	0054841707
Date	Feb 02, 2022
Instrument	5484/1707

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,274 (-2.48%) Land $110,000 Building $338,274	$448,274 (-2.48%) Land $110,000 Building $338,274
2025	$6,003.00 (+9.62%) Homeowner's exemption	$459,694 (+0.84%)	$459,694 (+0.84%) Land $110,000 Building $349,694
2024	$5,476.00 (-2.48%) Homeowner's exemption	$455,861 (+7.93%)	$455,861 (+7.93%) Land $110,000 Building $345,861
2023	$5,615.00 (+306.3%)	$422,359 (+371.38%)	$422,359 (+371.38%) Land $95,000 Building $327,359
2022	$1,382.00	$89,600	$89,600 Land $89,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 694 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.