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632 Watervale Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 632 Watervale Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,488 sqft · built 2021
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$490,450 (Nov 2021)
Tax Bill$6,976 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026552-0720

Property Details

APN / Parcel Number

Primary APN026552-0720

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories2 Stories
Building Area3,488 sqft Living Area
Gross Area3,928 sqft
1st Floor Area1,417 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address632 WATERVALE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description100/48-61 HOLLY FOREST LOT 72 OR5413/1207
Legal Range28E
Legal Township05S
Legal Section30
Legal SubdivisionHOLLY FOREST
Legal Block1
Legal Lot Number72
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1005
Census Tract20907

Owner

Source: St. Johns County records · APN 026552-0720

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address632 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1772
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 05, 2021 · Amount on Record
Deed SaleNov 05, 2021 · Amount on Record
Deed Document Number2021120883
Deed Book / Page5413 / 1207
Record UpdatedJun 08, 2026

November 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 05, 2021
Property Address632 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1772
Document Number0054131207
Book / Page5413 / 1207
Map ReferenceMB 100 PG 48-61
Instrument DateNov 03, 2021
Instrument2021120883
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 20, 2022
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,433.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address632 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1772

Mortgage

Document Number0054131209
DateNov 05, 2021
Instrument5413/1209
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$525,069 (-1.29%) Land $110,000 Building $415,069$525,069 (-6.82%) Land $110,000 Building $415,069
2025$6,976.00 (+11.76%) Homeowner's exemption$531,949 (+5.99%)$563,513 (+8.54%) Land $110,000 Building $453,513
2024$6,242.00 (+1.91%)
2023$6,125.00 (+2.61%) Homeowner's exemption$501,900 (+3%)$519,166 (+4.83%) Land $95,000 Building $424,166
2022$5,969.00 Homeowner's exemption$487,282$495,231 Land $89,600 Building $405,631

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 81 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 694 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 391 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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