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637 Watervale Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 637 Watervale Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,204 sqft · built 2021
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$535,000 (Jul 2024)
Tax Bill$6,296 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026552-0580

Property Details

APN / Parcel Number

Primary APN026552-0580

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,204 sqft Living Area
Gross Area2,664 sqft
1st Floor Area1,729 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area112 sqft
Patio Area529 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address637 WATERVALE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1770
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description100/48-61 HOLLY FOREST LOT 58 OR5981/1430
Legal Range28E
Legal Township05S
Legal Section30
Legal SubdivisionHOLLY FOREST
Legal Block1
Legal Lot Number58
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1005
Census Tract20907

Owner

Source: St. Johns County records · APN 026552-0580

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address637 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1770
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2022Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Jan 07, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2024 · Amount on Record
Deed SaleJul 09, 2024 · Amount on Record
Prior SaleJan 07, 2022 · Amount on Record
Deed Document Number202453372
Deed Book / Page5981 / 1430
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address637 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1770
Transaction TypeMortgage
Record UpdatedDec 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1770

Mortgage

Document Number0055921348
DateJul 07, 2022
Book Page5592/1348
Instrument2022066576
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 01, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 07, 2022
Property Address637 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1770
Document Number0054641717
Book / Page5464 / 1717
Map ReferenceMB 100 PG 48-61
Instrument DateDec 30, 2021
Instrument2022002586
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 20, 2022
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,199.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address637 WATERVALE DR, ST AUGUSTINE, FL 32092-1770

Mortgage

Document Number0054641719
DateJan 07, 2022
Instrument5464/1719
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$429,056 (-3.08%) Land $110,000 Building $319,056$429,056 (-3.08%) Land $110,000 Building $319,056
2025$6,296.00 (+33.28%)$442,674 (+11.8%)$442,674 (+0.79%) Land $110,000 Building $332,674
2024$4,724.00 (+1.94%) Homeowner's exemption$395,963 (+3%)$439,216 (+12.15%) Land $110,000 Building $329,216
2023$4,634.00 (+2.77%) Homeowner's exemption$384,430 (+3%)$391,633 (+4.93%) Land $95,000 Building $296,633
2022$4,509.00 Homeowner's exemption$373,233$373,233 Land $89,600 Building $283,633

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 694 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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