656 E Adams Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 656 E Adams Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1938
Lot Size	0.133 acres (5,780 sqft)
Owner	Individual Name on Record
Last Sale	$272,500 (Aug 2020)
Tax Bill	$4,397 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23M-31-1101`

Property Details

APN / Parcel Number

Primary APN	`23M-31-1101`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	1,032 sqft
1st Floor Area	928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	5,780 sqft (0.133 acres)
Lot Dimensions	123 ft deep x 47 ft wide
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	180 sqft

Exterior Amenities

Porch	Stoop
Porch Area	12 sqft
Deck Area	192 sqft
Patio Area	224 sqft
Poultry House	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	656 E ADAMS AVE
City	SAINT LOUIS
State	MO
Zip	63122-4622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	MITCHELL PLACE LOT 5
Legal Subdivision	MITCHELL PLACE
Legal Block	D
Legal Lot Number	5
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1000
Census Tract	218600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jefferson-Argonne Historic District listed 2004 · 168 contributing resources · NRIS 04000696

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	656 E ADAMS AVE, SAINT LOUIS, MO 63122-4622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Warranty Deed, Transfer · Conventional Mortgage ESSEX RESIDENTIAL MORTGAGE LLC
Sep 29, 2017	Warranty Deed, Transfer FRONTIER MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	2020628
Deed Book / Page	24276 / 2134
Prior Transfer Date	Jul 21, 2008
Prior Transfer Doc	0179704454
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 24, 2020
Property Address	656 E ADAMS AVE, SAINT LOUIS, MO 63122-4622
Document Number	0242762134
Book / Page	24276 / 2134
Map Reference	MB 27 PG 19
Instrument Date	Aug 11, 2020
Instrument	2020082400628
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	US TITLE-MAIN, US TITLE MAIN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	656 E ADAMS AVE, 656, KIRKWOOD, MO 63122-4622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 E ADAMS AVE, KIRKWOOD, MO 63122-4622

Mortgage

Document Number	2020082400629
Date	Aug 24, 2020
Instrument	2020082400629

Lender

Name	ESSEX RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 29, 2017
Property Address	656 E ADAMS AVE, SAINT LOUIS, MO 63122-4622
Document Number	0227160975
Book / Page	022716 / 000975
Instrument Date	Sep 26, 2017
Instrument	254
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 E ADAMS AVE ST LOUIS MO 631224622, ST LOUIS, MO 63122-4622

Mortgage

Document Number	227160978
Date	Sep 29, 2017
Book Page	022716/000978
Instrument	255

Lender

Name	FRONTIER MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,900 (-) Land $47,500 Building $30,400	$410,000 (-) Land $250,000 Building $160,000
2025	$4,397.00 (+18.49%)	$77,900 (+31.92%) Land $47,500 Building $30,400	$410,000 (+31.92%) Land $250,000 Building $160,000
2024	$3,711.00 (+1.59%)
2023	$3,653.00 (-25.6%)	$59,050 (-14.38%) Land $57,020 Building $2,030	$310,800 (-14.38%) Land $300,100 Building $10,700
2022	$4,910.00	$68,970 Land $52,630 Building $16,340
2021			$363,000 Land $277,000 Building $86,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1987)
Most Recent Claim	Jun 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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