655 E Adams Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 655 E Adams Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,594 sqft · built 1940
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$165,500 (Jan 1998)
Tax Bill	$5,076 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23M-31-1330`

Property Details

APN / Parcel Number

Primary APN	`23M-31-1330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,594 sqft Living Area
1st Floor Area	1,014 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Brick
Foundation Type	Raised
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	60 ft deep x 60 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	24 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Balcony Area	22 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	655 E ADAMS AVE
City	SAINT LOUIS
State	MO
Zip	63122-4621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	LOC 235 FT E OF PARKWOOD AVE
Legal Range	6E
Legal Township	44N
Legal Section	06
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	3
Census Block	3015
Census Tract	218500

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 E ADAMS AVE, SAINT LOUIS, MO 63122-4621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 31, 2019	Deed of Trust, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 1998 · Amount on Record
Deed Sale	Jan 16, 1998 · Amount on Record
Deed Document Number	1998416
Deed Book / Page	1424 / 1415
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	655 E ADAMS AVE, SAINT LOUIS, MO 63122-4621
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 E ADAMSAVE, KIRKWOOD, MO 63122-4621

Mortgage

Document Number	0245361883
Date	Dec 24, 2020
Book Page	24536/1883
Instrument	2020122400271

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	655 E ADAMS AVE, SAINT LOUIS, MO 63122-4621
Document Number	0235544873
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 E ADAMS AVE KIRKWOOD MO 631224621, KIRKWOOD, MO 63122-4621

Mortgage

Document Number	0235544873
Date	Jun 5, 2019
Book Page	023554/004873
Instrument	795

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 4, 2034

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,000 (-) Land $68,420 Building $21,580	$473,700 (-) Land $360,100 Building $113,600
2025	$5,076.00 (+3.8%)	$90,000 (+15.44%) Land $68,420 Building $21,580	$473,700 (+15.45%) Land $360,100 Building $113,600
2024	$4,890.00 (+1.6%)
2023	$4,813.00 (-2.49%)	$77,960 (+12.45%) Land $54,700 Building $23,260	$410,300 (+12.44%) Land $287,900 Building $122,400
2022	$4,936.00	$69,330 Land $55,060 Building $14,270
2021			$364,900 Land $289,800 Building $75,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1979–1993)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Sep 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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