646 E Adams Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 646 E Adams Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1930
Lot Size	0.152 acres (6,599 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,912 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23M-31-1143`

Property Details

APN / Parcel Number

Primary APN	`23M-31-1143`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	1,032 sqft
Basement Area	96 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Brick
Foundation Type	Raised
Lot Area	6,599 sqft (0.152 acres)
Lot Dimensions	55 ft deep x 55 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Deck Area	144 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	646 E ADAMS AVE
City	SAINT LOUIS
State	MO
Zip	63122-4622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	MITCHELL PLACE & LOT PT 2 LOT 1
Legal Subdivision	MITCHELL PLACE
Legal Block	D
Legal Lot Number	1
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1000
Census Tract	218600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jefferson-Argonne Historic District listed 2004 · 168 contributing resources · NRIS 04000696

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Louis County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 E ADAMS AVE, SAINT LOUIS, MO 63122-4622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer TITLE PREMIER LLC, TITLE PREMIER
Jul 6, 2022	Warranty Deed, Transfer OLD REPUBLIC TITLE
Oct 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT BANK
Mar 1, 2017	Warranty Deed, Transfer ENTERPRISE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026
Deed Sale	Aug 18, 2026
Prior Sale	Jul 6, 2022 · Amount on Record
Deed Document Number	2026456
Prior Transfer Date	Sep 14, 2020
Prior Transfer Doc	0244020802
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 18, 2026
Property Address	646 E ADAMS AVE, SAINT LOUIS, MO 63122-4622
Document Number	0000000456
Instrument Date	Aug 14, 2026
Instrument	2026456
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	TITLE PREMIER LLC, TITLE PREMIER

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 E ADAMS AVE, SAINT LOUIS, MO 63122-4622

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 6, 2022
Property Address	646 E ADAMS AVE, SAINT LOUIS, MO 63122-4622
Document Number	2022070600786
Map Reference	MB 27 PG 19
Instrument Date	Jun 30, 2022
Instrument	2022070600786
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 E ADAMS AVE, SAINT LOUIS, MO 63122-4622

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Oct 29, 2020
Property Address	646 E ADAMS AVE, SAINT LOUIS, MO 63122-4622
Document Number	0244020802
Book / Page	24402 / 802
Map Reference	MB 27 PG 19
Instrument Date	Sep 14, 2020
Instrument	2020102900984
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 E ADAMS AVE, SAINT LOUIS, MO 63122-4622

Mortgage

Document Number	2020102900985
Date	Oct 29, 2020
Instrument	2020102900985

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 1, 2017
Property Address	646 E ADAMS AVE, SAINT LOUIS, MO 63122-4622
Document Number	0224181711
Book / Page	022418 / 001711
Instrument Date	Feb 23, 2017
Instrument	384
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	646 E ADAMS AVE ST LOUIS MO 631224622, ST LOUIS, MO 63122-4622

Mortgage

Document Number	224181714
Date	Mar 1, 2017
Book Page	022418/001714
Instrument	385

Lender

Name	ENTERPRISE BK
Type	Bank
Address	SAINT LOUIS, MO 63132

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,090 (-) Land $66,270 Building $20,820	$458,400 (-) Land $348,800 Building $109,600
2025	$4,912.00 (+0.61%)	$87,090 (+11.91%) Land $66,270 Building $20,820	$458,400 (+11.91%) Land $348,800 Building $109,600
2024	$4,882.00 (+1.6%)
2023	$4,805.00 (+5.17%)	$77,820 (+21.27%) Land $59,640 Building $18,180	$409,600 (+21.29%) Land $313,900 Building $95,700
2022	$4,569.00	$64,170 Land $54,040 Building $10,130
2021			$337,700 Land $284,400 Building $53,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1987)
Most Recent Claim	Jun 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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